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Funding our own loans since 2004 $20,000 to $5,000,000 Funded in as little as 24 hours No repayments for 6 months

Video · 1:34

How property equity may support urgent business funding

1:34 · Posted 4 November 2026 on HomeSec's Vimeo channel · Captions available in the player (CC)

Paul Stone explains how equity in Australian real estate may support urgent business funding, and what six months without scheduled repayments and an extension mean in practice. Assessment, approval, fees and an acceptable exit strategy apply.

What Paul covers

If you own property in Australia, its equity can be the security for a business loan when the business is under pressure.
The situations it is built for: a cash-flow problem, a deal that will not wait, or a debt that needs clearing.
The speed of the process, from the first enquiry to funds in your account.
Interest can be capitalised for the first six months, so there are no scheduled repayments in that time, and the term can be extended if you need longer.

The loan is for business or investment purposes, from $20,000 to $5,000,000, secured by real estate. The terms under this summary are what applies to any loan. Related guides: urgent business funding, second mortgages and how long a business loan takes.

What the video means, in our published terms

Funding time. Funds can be released in as little as 24 hours from a clean, complete scenario. Timing depends on the file, the title and settlement requirements, and is not guaranteed.
Six months. Interest can be capitalised for up to 6 months, so there are no scheduled repayments in that period. Interest is not waived: it accrues and is added to the loan.
Extensions. An extension is assessed and agreed in writing before it applies. There is no fee to extend.
Approval. Every loan is subject to assessment and approval, real estate security, fees and an acceptable repayment or exit strategy. Owning property does not by itself mean your loan will be approved.
Purpose and size. $20,000 to $5,000,000, for business and investment purposes only. Credit provided for those purposes is not regulated under the National Consumer Credit Protection Act 2009 (the NCCP Act), and the protections available to consumer borrowers do not apply.

Read the transcript

Whatever the financial pressure you're under right now, if you own property, there's a way out, and it moves faster than you think. If you own property in Australia, you've already got something most people overlook when things get tough, and that is real leverage. HomeSec can get your business funded in under 24 hours. From the moment you inquire to having the money in your account, it can all be done in as little as one business day. It's built for speed, built for when you need to get out of a situation fast, whether that's a business cash flow problem, a deal you can't miss, a debt that needs clearing, or anything else putting you under pressure right now.

And here's what makes it completely different to anything a bank or most other business lenders will offer you. You make zero repayments for the first six months. Nothing. And if you need to extend beyond that, you can. There's no lender breathing down your neck on a rigid deadline. Your property is the security. That's it. No credit gymnastics and no waiting weeks for an answer. Just fast, practical funding when you actually need it.

If you own property and you need to move fast, click Learn More. It takes 60 seconds to inquire, and funding can happen in under 24 hours, and you won't make a single repayment for six months, and it's extendable if you need more time.

From the video's auto-generated English captions, with only the spelling of HomeSec corrected. The terms above are what applies to a loan.

The full guide

The video is the short version. The written guide has the detail: equity release business loans, in full.

To talk it through about your own property, ring a Lending Manager on 1300 93 83 87, Mon–Fri, 8:30am – 5:30pm Melbourne time.

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Reviewed by Jason Brockmuller, Joint Chief Executive

1300 93 83 87 homesec.com.au

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