What the named author and reviewer mean

Pages carry a full name, a role, a bio and a link to a verified LinkedIn profile. The names show which part of HomeSec a page belongs to: the author and the reviewer are two different people whose area the subject falls under. They are not a statement that either person read that particular page before it was published.

Subjects are assigned by area. Catriona Anderson covers eligibility, caveat and ATO content. Jason Brockmuller covers second mortgages, bridging and LVR policy. Matt Hempel covers settlement process and security types. Samantha Flory covers service standards and the application process. Paul Stone covers pricing, product structure and the partner programme.

Where the figures come from

Loan amounts, LVR ceilings, settlement times and fee positions are stored once in the site's codebase and rendered from that single source on every page. It is not possible for one page on this site to state a different maximum LVR from another, because no page holds its own copy of the number. When a parameter changes, it changes in one place and every page updates together.

Sources and citation

Where we describe a law, a regulator's position or a tax treatment, we link to the primary source — ASIC, the ATO, a state land titles office — rather than to a summary of it. We do not nofollow those links. Where a claim rests on a study rather than on our own book, we name the study.

Corrections

If something here is wrong, tell us and we will fix it and say that we have. The feedback form reaches senior management. Material corrections to a page are noted on that page with the date, rather than quietly edited.

Use of AI

Most of the content on this site is researched, written and published using AI tools. They work from the figures HomeSec publishes, which are held in one place, and from primary sources such as legislation and the regulator's own pages. Pages are published automatically, and a page can go live without a person at HomeSec having read it first. Automated checks run before anything is published, and HomeSec can read, correct or remove any page at any time.

What this site is not

It is general information, not financial, legal or taxation advice. We are not tax advisers and we are not your accountant. Where a decision turns on your circumstances — deductibility being the obvious one — we say so and tell you who to ask.