Caveat Loans For Business -Funded in 24 Hours

The Simple Secured Funding Solution for businesses needing URGENT funds

Australia’s Fastest Caveat Loans For Business

Caveat Loans for business can be funded in 24 hours and are a lifesaver for business owners and property buyers.  This is because caveat loans can be funded so quickly, and without the need for cashflow evidence or other financial records. 

Does your business need URGENT access to funds by tomorrow? It may be to pay an urgent debt in order to stop foreclosure, or it may be to seize the day and take advantage of a major opportunity before someone else does.

HomeSec Short Term Caveat Loans can genuinely settle in 24 HOURS from the time of application, as we do not require sworn valuations.  The other great part is you don’t need stable cashflow in order to get a caveat loan.   In fact, unlike unsecured cashflow lenders, with caveat loans you don’t need to show any cashflow records at all.

This makes our Caveat Loans super popular for…

  • Businesses impacted by Covid 19

  • New Business Start Ups

  • Property Developers & Builders

  • Any business with seasonal, irregular or lumpy cashflow

Short Term Caveat Loans for business purposes are generally taken out by business owners who have equity in real estate, and who need access to funds very quickly.  These loans are only every for a short term of between 1 month and 6 months.

Our Caveat Loans can be for any worthwhile business or commercial investment purpose. In addition, we are one of the only short term caveat lenders who will lend money on property located anywhere in Australia and New Zealand!

Poor credit scores, mortgage arrears and tax debts are no problem at HomeSec.   As long as you have sufficient equity in real estate, we will fund you by the next business day.   It’s that simple!

The HomeSec Business Finance Service

+ INSTANT APPROVAL & and written confirmation in 2 business hours!

+ FUNDING IN 24 HOURS! ($20,000 to $2,000,000)

+ NO HIDDEN COSTS & NO MASSIVE UP-FRONT FEE’S TO PAY

Best of all, Interest and all costs are all Capitalised into the loan, so you don’t have to pay them up front, and there are NO PAYMENTS during the term of the loan.

What is Required?

  1.  Sufficient equity in real estate security  (we lend up to 75% of the property value)

  2.  A business purpose for the caveat loan

  3.  An Exit Strategy, which is simply how you plan to repay the caveat loan

What we Provide.

  • Borrow from $20,000 to $2,000,000

  • Funds available in 24 hours

  • You can take the caveat loan for 1 – 6 months

  • You can repay early or extend the loan without penalties

  • The loan is completely Tax deductable

  • No Payments during the loan term

  • No valuations or financial records required

  • Perfect for seasonal or new Start-up Businesses

  • A Poor Credit Score or Overdue Tax Debts are Okay

What is a Short Term Caveat Loan?

A short term Caveat Loan is a ‘fast settling’ business loan that simply sits behind your current 1st Mortgage.

Caveat Loans for business purposes are secured against real estate, and they are called Caveat Loans because we use a caveat to secure the loan on title.   This enables us to fund you in just 24 hours. Caveat Loans are perfect if you need access to extra funds by tomorrow, and you want them for a very short term of 1 – 6 months.The interest and costs are all capitalised into the loan, so you don’t make any payments during the loan term. It’s just all repaid in one hit at the end. (often from a refinance or property sale, etc)

As it is a business loan, all interest and costs are fully tax deductible.

SOME REAL EXAMPLES

A property developer urgently needed $240,000 to use as a deposit on a piece of prime land that came on the market.  This property purchase would make him a fortune, if only he could get the money quickly.  HomeSec funded him in 24 hours by securing the caveat loan against his house.

A dentist had a huge tax debt, and he couldn’t get equipment finance until the tax debt was paid. We paid the tax debt within 24 hours.

A cafe owner heard a competitor was selling his cafe and he needed $400,000 to snap it up. He simply couldn’t wait for the bank as the opportunity of a lifetime would have vanished by the time bank funding was available. So HomeSec made it all happen in 24 hours with a short term caveat loan.

Homesec Customers

Our Customers

Homesec came to the rescue when another short term lender would not let me extend my existing loan. Homesec paid them out and then allowed me to extend until I was in a position financially to pay them out. They are fair and flexible which is exactly what I was looking for.

Richard - Business Owner from QLD

The team at HomeSec are genuinely helpful and a pleasure to deal with. The online application app is very easy to use. Initially you only need to enter the minimal amount of information into the app to get a fast response from one of the BDMs. This is good news when I get busy. Highly recommend HomeSec.

John Cooper

Dealt with Vince Bolger for some urgent finance for a customer. His knowledge and his after hours response allowed me to find a quick finance solution for my clients and I was able to provide an awesome outcome/solution. Thanks Vince for your help and guidance.

Matthew Sharlassian

HomeSec where easy to deal with and understood the needs of small business the application process was simple and quick i couldn’t be happier with them

Melanie Davis

Vince from Home Sec was so easy to deal with. This was my first experience with this organisation. Simple process, easy for my clients to navigate their process. Will definitely be using them again if need be.

Brad Frost

Homesec is the go to funder for our clients’ short term funding requirements. Thoroughly professional and they deliver on time every time. Private funding can be a minefield so its god to know there’s one you can trust.

John Brice

Excellent people to deal with. Proactive, Commercial and Understanding. Highly recommend Paul, Jason and the rest of the HomeSec team for your private lending needs

Paul Dubois

I have been dealing with HomeSec for some time and always find them professional, prompt and fantastic to deal with

Peter Cook

Superior effort from the staff at HomeSec. Had my loan approved within a day with no problems. I Highly recommend their services.

Leon Mand

It was a pleasure working with HomeSec right from the beginning. They act with integrity and are very transparent with the service they provide. I would highly recommend using HomeSec Business Finance to anyone.

Courtney Cochrane

Dealing with Vince and the team at Homesec is always a pleasure, experts in their field, quick to answer any questions, clear communicators. If i could give 6 stars i would!

Anthony Bacic

If you have sufficient equity in real estate, you are almost certain to be APPROVED and funded within 24 hours.

Apply Now

Our Company

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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1300 93 83 87 Contact Us Now

NATIONAL HEAD OFFICE

Level 1 / Suite 6
1488 Ferntree Gully Road
Knoxfield Vic 3180

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