Some Important Things That Set Us Apart

Have you ever entered into a deal where it looked SO good, but after you signed up for it, you discovered that it wasn’t the deal of the century like you thought?

Getting business finance is often exactly the same.
A lot of business lenders will lure clients in with a cheap interest rate, but there is so much more to a business loan than just the interest rate.

The interest rate is just one small part. What about monthly fees that you weren’t told about in the glossy online ads?

What about the massive upfront fees of thousands of dollars that you have to physically pay after you first apply, just to get your loan assessed?

All of a sudden, your other “cheap” business loan is not looking that cheap anymore, is it?

Then there is Customer Service. If you want to be treated with respect, listened to, and kept up to date with your loan application at all times, and enjoy good ongoing service after your business loan is funded, then you are definitely in the right place. This is the real quality of HomeSec that helps set us apart from our competitors.

Make sure your business loan has flexibility

The Importance of Flexibility – Does the so called “elcheapo business loan” allow you to extend the loan beyond the payout date if you need more time?

If it does, can you extend the loan without any penalties? What if you want to pay out early? Can you do that without any penalties?

Often with most other business lenders, the answer will be NO.

Then there is the speed. The business bridging loans, caveat loans and 2nd mortgages with the phoney cheap interest rates often take 1 – 2 weeks to settle, as these lenders will want you to pay thousands of dollars up-front so they can do a full Sworn Valuation on YOUR property.

If you need the money by the next business day, what use is that to you?  Property Valuations are slow and you have to be able to give the valuer access to the property.  After all that, the valuation may come back with a lower value than you expected. So you may waste 2 weeks and thousands of dollars for nothing.

Thankfully, HomeSec doesn’t do sworn valuations, which is what can set us apart from the other lenders and fund you in 24 hours.

So beware of the little hidden traps that exist out there.