Grow your business with HomeSec
Does your business need urgent access to funds?
It may be to pay an urgent debt in order to stop foreclosure, or it may be to seize the day and take advantage of a major opportunity. Let me ask you – what would you do if you needed a large sum of money for a business purpose BY TOMORROW? Well, now you know the answer because you are on the HomeSec website.
Our Short Term Business Loans can save the day
We have been funding these types of loans since 2004, and they have been a lifesaver for businesses in Australia and New Zealand. When it’s critical to be able to access large sums of money in less than 24 hours, there is only one type of loan that can deliver that, and that’s a Short Term Business Loan from HomeSec.
Other names for Short Term Business Loans
They are sometimes referred to as Caveat Loans or a Commercial Bridging Loan. These loans are for a short term of 1 to 6 months. They are like Bridging Finance for business. You simply apply today, and we can fund you by tomorrow, and there are no repayments during the term of the loan. If you need funds for a longer period of time, see our 2nd mortgages.
HomeSec v Other Private Business Lenders
For our Short Term Business Loans, we don’t require valuations or financials, and a bad credit history isn’t an issue. Other private business lenders settle in 7-14 days, our business loans settle in 24 hours. Plus with HomeSec, you get total flexibility. This means you can repay your loan early, or extend the loan term if you need to. Not only are you not locked in, there are also no fees or penalties.
What is Required?
To get a Short Term Business Loan with HomeSec, we require the following:
Complete our 60 second
A recent mortgage
A rates notice for the
Identification for each
And that’s it!
Short-Term Business Loans for Faster Business Growth
Short-term loans in Australia are one of the great ways to fund different business requirements. There are various reasons why business owners search for the best short-term business finance. It can be for debt consolidation, refinancing, bridging loans, start-up finance, renovation loans and many more. Regardless of the business purpose for which you want to apply for a business loan, short-term funding can help you.
Short-term business funding is versatile and fast. It lessens the financial bridge and brings opportunities otherwise out of reach for the business owners. From assisting with temporary cash flow difficulty to paying off sudden expenses, short-term business funds are the answer to the temporary financial shortfall in the business.
We have been helping various companies and businesses with efficient and quick business loan solutions for years. Our professional team works relentlessly to ensure all our clients have the best possible deals according to their needs. Most business owners select HomeSec due to minimum documentation requirements and hassle-free application procedures. HomeSec approves and settles short-term loans within one to two business days, depending on the loan complexity.
Why should you apply for short-term business funds?
Every business faces financial difficulty at some point or the other. Whether you are a giant enterprise, self-employed or family-owned company, there will come a time when you might require cash. Below are some examples of such situations where you might want to apply for short-term funding.
Starting a new business
Business owners of a start-up company can opt for short-term loans to relieve financial stress and obtain the necessary capital necessary for its smooth operation.
Solving the cash flow issues of the business
When clients do not pay the outstanding invoices on time, you may need short-term business funding to run your business till the customers pay the invoices.
Rapid Business Growth
If your company is growing super fast, you might require additional capital for added equipment, personnel or inventory. The best short-term loans in Australia will cover all this without hassle.
Emergency business circumstance
There can be several emergencies to affect a business, within the company or externally. Short-term funding will tackle these scenarios with ease.
When your company has multiple unmanageable debts, consolidating them can help you. You can consolidate your debts with the help of short-term business funding.
Paying salaries for the staff
A temporary cash flow shortfall can leave the business owner short on salaries to pay their employee, particularly during the off-season.
Paying for suppliers
If you need to pay a valued supplier for the necessary equipment or inventory, and do not have the required funds, then short-term loans with bad credit are the ideal solution.
How to apply for short-term business loans to HomeSec?
At HomeSec, our primary goal is to assist your business in securing fast short-term business finance, allowing the business owner to act rapidly on various market opportunities. You can apply for short-term loans in Australia in the following ways.
The application process is obligation free, fast and will not impact the credit score.
We will start assessing your application as soon as we receive it.
Once we send you the loan offer, read the document thoroughly and sign it off.
Faster fund approval
You will get the necessary funds in your mentioned account within one to 2 working hours.
Use this short-term business funding to accomplish all your business goals.
Why Pick HomeSec for your short-term loan?
Short-term business funds from HomeSec are one of the best loan solutions we offer to business owners to solve their financial problems. However, we are popular among business owners for our short-term funding due to:
- One month to 2 years of repayment terms
- Low upfront charges
- Rapid deposit and processing times
- Upfront disclosure on fees and rates
- Fast and responsive staff
- Minimal documentation
- Transparent repayment terms and conditions
- Competitive interest rates
Even after receiving short-term business finance from HomeSec, you will receive continued expertise and support from our staff. Even if your application is rejected by traditional financial institutions and banks, we understand your situation and also offer short-term loans for bad credit. You should provide the following document to get rapid approval for the best short-term loans in Australia.
- Registered ABN or ACN
- Rates notice
- Completed application form
- Current mortgage statements
- Contract of sale if applicable
We understand every business requirement is different, and thus their loan needs are also different. Get in touch with us through email or phone to discuss your situation and how our short-term funding can assist you.
Who needs a Short Term Business Loan
Some of the industries we have worked with are:
Here are some situations where our STBL’s have helped
If you have sufficient equity in real estate, you are almost certain to be APPROVED and funded within 24 hours.
Frequently Asked Questions
Our loan terms range from 1 month to 12 months, however extensions are available.
You need to have a registered ABN or ACN and sufficient equity in real estate assets.
Yes, We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.
If there is sufficient equity available an increase of the loan could be considered.
Normally short term business loans are repaid from sale of an asset, refinance or business income.