Who we are at
HomeSec Business Finance
Why do people need Short Term Business Loans?
HomeSec Business Finance is an Australian Owned & privately funded business finance company, specialising in funding Short Term Business Bridging Loans (or sometimes known as short term caveat loans), and Interest Only 1st and 2nd Mortgages. The best part about our loans is we don’t need to see financial records, poor credit and loan arrears are no problem. We will even fund new and emerging businesses.
Our short term Business Bridging Loans are perfect for small business people, including builders, property developers, etc, who need urgent access to cleared funds within 24 hours, and don’t want the burden of any payments during the loan term.
Our 1st and 2nd Mortgages are perfect for a longer term, and where you only make monthly interest payments. This means your monthly committments are far less than a normal P & I business loan, as you are only servicing the interest each month.
Our National Operations Office is based in Melbourne, with legal offices in every state & territory in Australia… enabling us to settle business loans anywhere in Australia and New Zealand in 24 hours.
Interest Only 1st & 2nd Mortgages
Short Term Business Loans
WHAT SETS US APART FROM OUR COMPETITORS
1st Class Service
We are one of the only business lenders who can GENUINELY fund a business loan of between $20,000 to $2m within 24 hours.
Our process is very simple, starting with our 60 second application form. We generally only require 3 – 4 supporting documents, be approved in 2 business hours, and can generally be funded within 24 hours from the time you accept our Approval Offer. All in all, the whole process takes around 24 hours from start to finish.
In addition, we keep you (& your broker– if applicable) informed at every stage of the short process.
The same high level of service and customer care also continues after your business loan has been funded.
Peace Of Mind For Finance
Brokers And Introducers
Whilst we happily fund business owners and entrepreneurs every day, we also have a lot of loan applications introduced to us from accountants, solicitors, real estate agents, business advisors and finance brokers.
If you are one of these professionals, you should Partner With Us right away! With HomeSec, the client remains the Introducers client , NOT HomeSec’s client. So you have peace of mind that your clients will receive the higest level of service, and they also remain your client.
As we are purely a business lender, we don’t broker home loans or any other loans, so there is never a conflict of interest when you deal with HomeSec Business Finance.
Plus if the client later returns to HomeSec for another business loan, our system immediately notifies you.
Our System Has Been
Designed For Clients
Many short term business lenders base their operational practices on what they want to happen and when they want it to happen…. not what the broker or client wants. In otherwords, the lender will fund you when they feel like it, not in record time like you require.
We believe that brokers and clients want genuine speed, simplicity, transparency, and a company that does what it says it will do.
We know from market research and feedback, many short term business lenders make bold promises, but in reality they are slow, and have complex and disorganised procedures which change from day to day.
Plus who has time to wait around for a valuer to turn up. At HomeSec Business Finance, we don’t do valuations, which is why we can fund you in 24 hours.
We ARE The Lender &
We Lend Our Own Funds
The majority of short term business lenders are effectively middle men acting for a source of funds, such as another business lender or a Unit Trust.
This creates a slow and uncertain process, as the so-called ‘lender’ has to shop each deal to their sources of funds in the hope that one will fund you. Plus, you never know you are are really dealing with or where the money is really coming from.
Thankfully, you have come to a genuine business lender. At HomeSec Business Finance, we use our OWN funds, which means the staff in the office make the decisions, and you are dealing with the true source of funds.
Conditional Approvals can generally be given over the phone, and we can genuinely fund you in 24 hours.
& Professional Team
Every day since 2004, we go out of our way to set ourselves apart from the others, and to be fast, efficient, friendly, open, fair, and transparent.
Opening showing you our office address (not just a PO Box) is just one example. When doing your research, you will notice most private business lenders don’t tell you who the owners of a company are, and they don’t disclose their actual business address. THIS SHOULD BE A MAJOR RED FLAG FOR YOU, as you don’t know who you are dealing with.
Treating you with the respect you deserve. At HomeSec Business Finance, we pride ourselves on being courteous and understanding. Short Term Business Lending is the high stress end of the finance industry, and we understand that clients in particular are quite often not their usual happy selves.
HomeSec Business Finance is very protective of it’s good name in the market place, and we go out of our way to meet peoples expectations, without promising something that we simply can’t deliver.
In a section of the finance industry which has occasionally had a few cowboys and crooks come and go, we have gone out of our way to set ourselves apart from the others. to be open and transparent.
We are a founding member of the Australian Short Term Business Lenders Association, and a member of the Small Business Association of Australia, Victorian Chamber of Commerce and Industry, the Australian Chamber of Commerce and Industry, as well as many more peak business and finance industry associations.
Our team are passionate about helping small business. To add proof to that, we have even set up a $650,000, eighty seat HomeSec Training and Conference Centre at our Head Office in Melbourne, which is available for our broker and small business clients to use FREE OF CHARGE.
Our Fantastic Team
HomeSec Business Finance is headed up by Joint CEO’s Paul Stone and Jason Brockmuller, and closely supported by National Credit Manager – Catriona Anderson, and Head BDMs Tim Bingham and Vince Bolger. We are also backed up by a small but amazing team of admin, customer support, IT, and marketing staff.
Paul Stone Joint – CEO
Jason Brockmuller Joint - CEO
Catriona Anderson Group GM
Tim Bingham BDM
Vince Bolger BDM
Founding HomeSec Business Finance in 2004 has given me the privilege to meet and help so many business owners over the years. There is nothing more rewarding than knowing your –company has saved so many people from losing everything, or enabled so many business to grow and thrive.
We try to make lending fun and less stressful. Too many lenders think that part of their job is to make people jump through hoops backwards, when it doesn’t have to be that way at all. Since 2008, Ive looked to inject some happiness and positivity into lending. Being contactable after hours and on weekends has also been a help to a lot of brokers and clients over the years. It’s all about finding solutions and then making them happen fast.
I started with HomeSec way back in 2005, Ive seen the company go from strength to strength. I am proud of the fact that we have never stopped lending to our small business clients, even during the scary times of the GFC and Covid-19. We have continued to help or save small businesses across Australia, and we only know how to do it 1 way… Super Fast. I can say personally as GM & National Credit Manager that unlike most lenders, we will always look for ways TO fund a loan, rather than ways not to fund one.
With 30 years experience in the finance industry, and a passion for helping people and providing exceptional service, it has to be said that HomeSec is THE place to work. Prior to joining HomeSec in 2017, I was a broker for 13 years, and this has given me a great understanding of the challenges brokers face when dealing with private lenders. My daily goal is helping my brokers find new ways to develop their business so they can help more and more self-employed clients.
After three decades in commercial banking, I really enjoy the speed in which we can fund our business clients. Lending a business owner up to $2,000,000 in 24 hours is unheard of with the banks, but we can do just that. It’s also great to be able to help brokers and their clients get positive outcomes. Just when a business owner had lost all hope, their broker thinks of HomeSec and we save the day when no one else could. We take the high road when it comes to honesty and transparency, and we are always looking for ways to do things even better than before.