One place for everything your clients might need us for
Accreditation, what you earn and when it is paid, the scenario desk, product training, the tools you can put on your own site and the portal you track files in — all of it here, so you are never hunting for the one thing you need at four o'clock on a Friday.
Accreditation
Become an accredited HomeSec partner. No volume requirement, no accreditation fee, and no exclusivity. Accreditation takes a form and a conversation, not a panel review.
Commissions & trails
What you earn, when it is paid, and how trail works when a client extends. Published up front rather than negotiated per deal — because our term is open, extensions are common, and you should know how they are treated before you send the first file.
Scenario desk
Send a scenario before lunch, get indicative terms before close. A direct line to a Lending Manager, not a submission queue. If it does not work we will tell you why, so you can tell your client something useful.
Product training
The broker education series, the partner webinars, and the material on how to position a property-secured loan to a client who has only ever been offered unsecured cash-flow finance.
Co-branded tools
The calculator and application iframes you can embed on your own site — same subdomain, same forms, same tokens as always.
Partner portal
Track your scenarios and settlements. The login is app.homesec.com.au, as it has always been.
Don't say "sorry, I can't help you." Send it to us instead.
From HomeSec's own broker education series — the line that has been the pitch to the broker channel for a decade, and still the clearest articulation of the offer.
Why brokers use a lender that funds its own loans
Because the answer you get on the first call is the answer. There is no funder behind us to check with, no credit committee that meets on Tuesdays, and no chance of the terms changing between indicative and formal. If we say yes on the phone, the file settles.
It also means we can be flexible after settlement. Our term is open — no minimum, no maximum, no extension fee — so when your client's settlement moves, you are not the one explaining a default to them.
What we need from a scenario
Four lines is enough for an indicative answer. Anything more is you doing work we have not asked for.
- Amount and purpose. What the client needs and what it is for.
- Security. Property type, rough value, and what is owed against it.
- The exit. How it gets repaid, and whether that is documented or intended.
- The deadline. If there is one, tell us on the first line, not the last.
We do not need financials, tax returns, BAS or a credit file to give you an indicative answer. Full list of what we do and do not require.