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  • Small Business Loans
  • About Us
    • Our Business Loans
    • What Sets Us Apart
    • Important Questions to Ask
    • Getting a Quote
    • Who We Can Help
    • Short Term Business Loans Explained
    • Business Lending Secrets
  • Short Term Business Loans
    • Caveat Loans
    • Finance for Property Purchases
  • Business Bridging Loans
    • Refinance Delays
    • Property Settlement Delays
  • 2nd Mortgages
    • Secured Business Loans
    • Interest Only Business Loans
  • FAQ
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  • Apply in 60 seconds

2 Super Fast Funding
Options for:

Retail and
Hospitality

SEE I QUALIFY >

Get a Short Term Loan for your business with us today!

Business Loans
For Retail and Hospitality

Business Bridging Loans – Funding from 1 – 6 months.
(No payments during the loan term)
1st and 2nd Mortgages – Funding from 6 to 24 months (Interest Only Payments)

  • Apply in 60 Seconds
  • Funding in 24 Hours
  • Business Loans from $20,000 to $5,000,000
  • Flexible terms from 1 to 24 months
  • Poor Credit and Tax Debts OK
  • Mortgage and other Arrears OK
  • Competitive rates, and without the
    hidden catches you find with other lenders

Apply Now

Shorterm Loan with Homesec
Homesec Business Loan

What is the loan for?

Having access to funds when you really need it is one of the most important retail business essentials. However that’s much easier than it sounds. This is where our business loans help you fill that gap and get you back on your feet, or get you the funds you need to grab every opportunity that arises out of the blue.

The best things about dealing with us are…

  • We are Australia & NZ’s largest Private Business Funder
  • We’ve been funding businesses since 2004
  • Our business is open and transparent and don’t engage in misleading pricing.
  • You won’t be charged huge up front fees like the others
  • A valuation is not needed

So tell us what you need a loan for, and let’s get you funded by the next business day.

GET PRE-APPROVED

What Makes Us Different For Retail Businesses?

Speedy Servic

Speedy Service

We can GENUINELY fund you in 24 hours from the time you apply.

No Repayments

No Repayments

We can capitalise the interest for the term of the loan (up to 6 months)

We Offer Flexibility

We Offer Flexibility

You can repay early or extend your loan and there are no penalties.

No Valuations or Financials Required

No Valuations or Financials Required

Our loans really are the easiest loans you will ever apply for.

See If You Qualify

“I was looking for funding for expansion. I tried banks and traditional lenders and found that their process was cumbersome and slow.
Then I found Homesec on Google, and I got the money the next day.
Thank you for all doing exactly what you said you could do.”

J.Grieves – & Catering Near me

Need a few more reasons
to give us a call?

Affordable Business loans available
to Australian business owners.

  • Everything is online, fast and flexible
  • Very little documentation required
  • No hidden fees or charges
  • 60 second Application Form
  • You will be funded no matter where you are in Australia
  • We are a genuine business LENDER. We are not a broker or intermediary.
Apply Now
SEE WHATS REQUIRED
how to get a loan

So What Are You Waiting For?

GET APPROVED NOW

“After the lockdown, no lender would help me. I was ready to give up when I saw an ad on TV for HomeSec Business Finance.
It was a cool ad, and your service is as fast and simple as your ad said it would be. Thanks team.”

Janes Cakes – Melbourne

Let’s Get Started On Your Application!

What We Require?

  • You need sufficient equity in real estate security
  • You need a business purpose for the loan
  • As our loans are of a short term nature, you need an “Exit Plan”.
    (This is how you intend to pay us out. Eg: refinance, sale of an asset, etc)

Minimal paperwork.

  • We will simply require…
  • A rates notice for the property you are using as security
  • A recent mortgage statement for that property
  • A copy of Photo ID for each person on the property title.

We make everything so easy and simple – all of these things can be photographed on your phone and emailed through by replying to the email you receive after you apply., or text through to us on 0468 470 695

Our Company

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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