Australia’s Fastest and Most Flexible 1st and 2nd Mortgages

Funds in 24 Hours
Loan Term 1 – 12 months
Repay anytime, or Extend indefinitely
No Payments for up to 6 months
No Valuations or cashflow required
Bad Credit, Arrears and Tax Debt Ok

Our Customers

Homesec came to the rescue when another short term lender would not let me extend my existing loan. Homesec paid them out and then allowed me to extend until I was in a position financially to pay them out. They are fair and flexible which is exactly what I was looking for.

Richard - Business Owner from QLD

The team at HomeSec are genuinely helpful and a pleasure to deal with. The online application app is very easy to use. Initially you only need to enter the minimal amount of information into the app to get a fast response from one of the BDMs. This is good news when I get busy. Highly recommend HomeSec.

John Cooper

Dealt with Vince Bolger for some urgent finance for a customer. His knowledge and his after hours response allowed me to find a quick finance solution for my clients and I was able to provide an awesome outcome/solution. Thanks Vince for your help and guidance.

Matthew Sharlassian

HomeSec where easy to deal with and understood the needs of small business the application process was simple and quick i couldn’t be happier with them

Melanie Davis

Vince from Home Sec was so easy to deal with. This was my first experience with this organisation. Simple process, easy for my clients to navigate their process. Will definitely be using them again if need be.

Brad Frost

Homesec is the go to funder for our clients’ short term funding requirements. Thoroughly professional and they deliver on time every time. Private funding can be a minefield so its god to know there’s one you can trust.

John Brice

Excellent people to deal with. Proactive, Commercial and Understanding. Highly recommend Paul, Jason and the rest of the HomeSec team for your private lending needs

Paul Dubois

I have been dealing with HomeSec for some time and always find them professional, prompt and fantastic to deal with

Peter Cook

Superior effort from the staff at HomeSec. Had my loan approved within a day with no problems. I Highly recommend their services.

Leon Mand

It was a pleasure working with HomeSec right from the beginning. They act with integrity and are very transparent with the service they provide. I would highly recommend using HomeSec Business Finance to anyone.

Courtney Cochrane

Dealing with Vince and the team at Homesec is always a pleasure, experts in their field, quick to answer any questions, clear communicators. If i could give 6 stars i would!

Anthony Bacic

If you have sufficient equity in real estate, you are almost certain to be APPROVED and funded within 24 hours.

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Frequently Asked Questions

What is a secured loan?

A secured loan is a loan guaranteed by an asset such as a property.

How does a secured loan work?

You must provide security to a lender for a secured loan. This would be using the equity in your property to secure the funding.

What is the difference between a secured and unsecured loan?

An unsecured loan does not require security.

How long does it take to get a secured loan?

Once an application has been submitted funding can occur in as little as 24 hours.

What is a secured loan used for?

Yes, credit history is not relevant to our funding, however in some cases we may require any court judgments to be repaid from the loan proceeds.

What documents do I need for a secured loan?

Along with completing our online application, you will need to provide ID, rates notice and a current mortgage statement.

Can you get a secured loan if you’re self-employed?

Yes, funding is provided for any business owner who has equity in real estate.

How long can you get a secured loan for?

Loan terms can range from 1 month to 12 months.