You have business loan options
and we want to show you how we provide meaningful solutions to help businesses both stay afloat and grow during difficult times.
Australia is currently bracing itself with more lockdowns with New South Wales, Queensland and now Victoria all going in and out of lockdown. Now more than ever, it is crucial to understand your options when it comes to short-term business finance.
Find a Lender who Finds Options & Solutions
LOOK AT ONE WE FOUND FOR A CLIENT – Let us show you how we find solutions when other lenders won’t. Very recently we funded a short term business loan for a client who urgently needed $100,000 to help with her business cashflow, replace some critical business equipment, and pay an urgent business debt. When we first looked at her application, she did not have enough equity in her regional property to enable us to secure & fund the loan. We still wanted to be able to help her out, so we looked further into her situation and discovered that her company had a semi-trailer, which it owned.
As a result, we were able to use the truck as additional security and could therefore fund her loan. Thanks to just a little bit more thought and effort on our behalf, we had one very relieved client.
We Fund Our Own Loans
This client was located in a small country town in NSW with a population of 2500 people. Most private lenders wouldn’t lend there, but HomeSec does. IF there were any private lenders that would lend there, they would reduce the LVR right down. Not at HomeSec. We took the LVR to 75%. (The same LVR limit we have for capital cities)
It does not take much to give people a bit more time and energy when considering their loan request. At HomeSec Business Finance, we think that gone are the days where the client should need to prove themselves to their bank manager or their lender. The way we see it is, we are here to serve you!
So, if you are in a sticky situation with your cash flow, overdue debts, or you have an urgent business opportunity, do not discount yourself. Even if you think you may not meet our lending criteria, there are other things we can take into consideration. We are not like other lenders who have to report to a major credit team or a Board of Directors. We are a privately owned company and fund our loans off our own balance sheet. In other words, it is our money.
This means we are free to make in-house decisions, which gives us a lot more flexibility than the average lender. Our application process is very simple and straightforward and takes only minutes to complete. We also do not require financials or revenue projection figures.
Those who have used our company before, have a great team including our BDMs, who are only too happy to answer any of your questions. Most of all we are firmly committed to helping Australian small businesses survive and thrive during these difficult times. Unlike conventional lending wisdom used by most lenders where they look for ways not to fund your loan, the team at HomeSec look for ways TO fund your loan. That’s the HomeSec difference.
So, phone HomeSec today, and talk to one of our friendly staff about how we can help your business fly.
FOR BROKERS – LODGE YOUR APPLICATION HERE