Australia’s Fastest and Most Flexible Business Loans
- 1st & 2nd Mortgages from $20k to $2m in 24 hours
- No Cashflow or Financial Records Needed
- Breathe Easy with up to 6 Months of No Payments!
THIS WON’T AFFECT YOUR CREDIT FILE as we do not do credit checks until you are fully approved and ready to take out the loan.
Even then, a poor credit score won’t affect your chances of being approved
About Our Loans
Whether you’re a business owner, property developer, importer, self-employed tradie, or even a new business,
we can help, as we lend to almost any business.
Our Lending Policy is Simple: If you have a business purpose for the loan, and sufficient equity in real estate, WE WILL FUND YOU in 24 hours!
‘Interest Only’ Monthly Payments
This 1st mortgage or 2nd mortgage business loans are perfect if a business owner needs funds ASAP, but wants to only pay the interest each month.
Interest-only loans have lower monthly payments as you are only paying the interest component. At the end of the loan term, you can extend it or pay it out through refinance or the sale of an asset.
- Borrow from $50,000 to $2,000,000
- Loan Terms from 12 Months to as long as you need it
- Loan term can be extended with no fees or penalties
- Interest Only payments each month
- No Tax Returns or BAS Statements Required
- Monthly payments, not daily or weekly.
- Funding in 24 hours
No Payments for up to 6 Months
These are sometimes known as Caveat Loans or Business Bridging Loans. These 1st Mortgages and 2nd Mortgages are perfect if a business owner urgently needs funds, but only for a short term of 1 to 6 months.
PLUS, you get NO PAYMENTS for up to 6 months.
- Borrow from $20,000 to $2,000,000
- Loan Terms from 1 to 6 Months
- No payments during the first 6 months
- No Cashflow Records or Financials Required
- Repay early Or extend the loan with no penalties
- No Tax Returns or BAS Statements Required
- Funding in 24 hours
We are Australia’s Fastest & Most Flexible 1st & 2nd Mortgage Lender.
If you have sufficient equity in real estate, WE WILL FUND YOU within 24 hours.
Any Business Purpose – Any Industry – Anywhere in AU
Featured In:
We FUND Australia’s Fastest Business Loans!
Fast & Fully Flexible Business Loans, including
Caveat Loans
Bridging Loans
+ 1st and 2nd Mortgages
Funds in your account in 24 hours + No Payments for up to 6 months
- Borrow from $20,000 to $2,000,000
- Bad Credit Score & Loan Arrears? OK
- We don’t do Valuations
- Loans Terms from 1 – 24 months.
- New Businesses OK
- No financials or cashflow records needed.
BREAKING NEWS – We now lend from $20,000 to $2,000,000!
Apply In 60 Seconds – Funds Available in 24 Hours
WE ARE Australia’s fastest and most trusted LENDER for fully flexible secured Business Loans. One loan can be tailored to exactly what you want. From a 1st or 2nd Mortgage, Business Bridging Loan, Caveat Loan, Equity Release Business Loan, as well as Interest Only 1st and 2nd Mortgage Loans. Our secured business loans have helped thousands of business owners across Australia by funding them by the very next business day.
Easy Application Process
Apply online in just 60 seconds, and our team will assess your application and contact you within the hour (during business hours). Hardly any paperwork is required!
Funding in 24 hours
One of our core aims is to ensure we can get the funds to you in 24 hours. We pride ourselves in being Australia’s fastest business lender.
Service and Support
Even after settlement, we are here for you every step of the way. Our door is always open if you have any questions or need assistance.
See how much you can borrow
Keep Growing your Business with Easy Business Loans from HomeSec
HomeSec has been helping businesses for many years by offering easy access to quick loans in Australia. As one of the most reputable lenders in this field, we support all business owners through their ups and downs while running their businesses. We also offer cash flow assistance and the best options for financing the essential equipment for the borrower’s business.
Depending on your requirements and the purpose for which you will be using the funds, we can customise a HomeSec Business Loan to suit YOUR needs. HomeSec Private Business loans are excellent for funding urgent business opportunities, equipment purchases, and even paying overdue creditors. They come with repayment options that can be tailored to your business requirements.
Different Types of quick Loans for business
HomeSec offers different loan types for your business so you can concentrate on ticking off all your company goals. We offer:
Small Loan for Business in Australia
For whatever purpose you want funding for, HomeSec provides suitable options to help you grow and invest in your business. As one of the best known Australian private business lenders, and we have a reputation for helping almost every customer seeking our support.
Bad credit loans in Australia
Never allow a bad credit history to get in the way of your company’s future and expansion. We offer easy loans for bad credit in some circumstances. This way, your business and you can get a second chance to achieve your goals.
Low Doc business funding
Do you have recently started your business? Are you a new business, or have you been operational for less than six months? GREAT NEWS! We offer low-doc private mortgages in Australia with almost no paperwork. All you have to do is apply for the loan with the help of our fast and simple application form.
How to use a HomeSec Business Loan.
You can use the funds from private mortgages in Australia for the following purposes.
Assists with cash flow
Helps access the working capital to keep the business running smoothly.
Purchasing Inventory
Capital can be used to purchase new stock, equipment or tools.
Repaying outstanding debts
Refinance business debt into one easy and flexible business loan.
Paying for Overheads
Use your new business loan to help cover operating costs such as utilities, staff, and many other bills.
Is it Easy to apply for a Business Loan with HomeSec?
Applying for a loan with HomeSec is easy and quick. Filling out all the details of our online application form will only take a couple of minutes. One of our friendly credit experts will contact you, discuss your requirements, and process the application for easy business loans.
If you are applying for a loan for your business, you only need to supply a recent mortgage statement, driver’s license and rates notice. We can approve your loan within 1 business hour, and if everything is okay, will have the funds in your business bank account within 24 hours. We also offer customized loan payments according to your wishes, not ours. You can opt for monthly Interest Only payments, or we can capitalise the first 6 months of interest into the loan.. This means you don’t pay a cent for up to SIX months. This takes so much pressure off your cashflow.
- Get fast funding from $20,000 to $2,000,000
- Loan Terms from 1 month to 12 months, and beyond
- Complete the online application within minutes
- No penalties or additional charges for early loan repayment
Why should you go to HomeSec as your Australian Business loan company?
HomeSec relieves the stress of getting a quick business loan. We fund businesses of all sizes, and we will fund your business for any worthwhile business purpose. We are a trusted financial institution with a reputation for transparency and honesty. We follow responsible financial practices and work with businesses to meet their needs.
Got Bad Credit? Unlike conventional bad credit loans in Australia, we have eliminated all the hidden fees, complicated paperwork, and other fine print. In this way, a borrower can understand what is going on at each stage, and what your loan agreement means. We are renowned for easy loans for bad credit, as we look at things differently than all other business lenders. We look at factors like borrowers’ exit strategy (which means, how you plan to repay the loan at the end of the loan term), the loan term required, and equity available in real estate. Besides this, there are many other reasons that make HomeSec the perfect fit for your business, such as:
Fast and flexible business loans
Our company offers Fast & Flexible payment options and terms, perfect for meeting your business needs.
Simple and hassle-free online application
You can apply for a loan by filling out a simple application form on our website and letting us handle the rest of the process.
Transparent charges and pricing
We have no hidden charges for the quick loans we provide.
Faster approvals
Get a fast approval process and quick funding within 24 hours.
So feel free to get in touch with our financial experts anytime and have all your questions answered.
OUR SHORT TERM BUSINESS LOANS ARE THE SOLUTION FOR…
Whatever the need, we can fund it
Urgent Injection of Cash
Borrow from $20,000 to $2,000,000 for any worthwhile business or commercial investment purpose. Loan terms are from 1 to 24 months (even longer if required), and we can genuinely have the funds in your account by the very next business day.
An Advance on a Refinance
Your bank is refinancing your home or other property, and they say it will take 2 to 3 months. But you need the funds from the refinance right away for your business. This is where a Business Bridging Loan from HomeSec saves the day. We bridge the gap until your refinance is funded.
Business About to Fail
Nothing is worse than not having any options left when a business needs an urgent lifeline to stay afloat and turn things around. Most lenders won’t fund loans when a business is in this situation, but HomeSec Business Finance will.
Business Opportunity
A once-in-a-lifetime business opportunity comes up, and it’s the first in with the cash who gets it. What happens if you don’t have the cash in your bank account? Who can get you the funds to secure the opportunity by tomorrow? HomeSec Business Finance can!
Property Purchase in Rescission
You’ve purchased a property, and the finance is all in place. Then, at the last minute, you find that your loan has been withdrawn, and you may now lose the property and your deposit. HomeSec can fund the transaction in just 24 hours, allowing you to finalise the purchase and find alternative long-term funding.
Tax Debts Paid
We all know that the ATO won’t wait around any longer for tax debts to be paid, but we also know that most lenders run a mile when they see an overdue tax debt. Not Us! We can pay the ATO and any other overdue debts by the next business day.
Why HomeSec Business Finance?
100% client focused
We specialise in giving business owners the funding they need to grow their businesses or save them from a crisis. Every client is treated like a friend, and friends don’t let one another down. This is what sets us apart from other lenders.
Trusted Value Based Business Lender
HomeSec Business Finance is all about speed, honesty and transparency. These three values give our clients confidence when they need it most. That’s why so many businesses have trusted HomeSec Business Finance in their time of need since 2004.
Clear & Upfront Pricing
Some private business lenders like to lure clients in with a cheap interest rate, but the interest rate is only part of the story. We pride ourselves on open, honest and transparent pricing, without the usual tricks that other lenders play.
Here for a solution, not a rate
The speed and convenience of Australia’s fastest business loans often come with a slight premium. We are here to help with a no-nonsense fast solution. We aren’t here to mess you about with deceptive and phoney cheap rates, as a lot of other lenders do.
Frequently Asked Questions
Click on any of the apply now buttons on our website, or https://www.homesec.com.au/apply-express/
Our minimum loan amount is $20,000
Applications can be approved and funded in as little as 24 hours.
Interest is calculated monthly and can be capitalised into the total loan amount.
We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.
