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Why SME’s Love HomeSec Short Term Business Loans

Does your business need urgent access to funds?

Short Term Business Loans are a lifesaver for small business. It may be to pay an urgent debt in order to stop foreclosure, or it may be to seize the day and take advantage of a major opportunity.  Let me ask you – what would you do if you needed a large sum of money for a business purpose BY TOMORROW?  Well, now you know the answer because you are on the HomeSec website.

Our Short Term Business Loans can save the day

We have been funding these types of loans since 2004, and they have been a lifesaver for businesses in Australia and New Zealand.  When it’s critical to be able to access large sums of money in less than 24 hours, there is only one type of loan that can deliver that, and that’s a Short Term Business Loan from HomeSec.

Other names for Short Term Business Loans

They are sometimes referred to as Caveat Loans or a Commercial Bridging Loan.  These loans are for a short term of 1 to 6 months.  They are like Bridging Finance for business.   You simply apply today, and we can fund you by tomorrow, and there are no repayments during the term of the loan.   If you need funds for a longer period of time, see our 2nd mortgages.

HomeSec v Other Private Business Lenders

For our Short Term Business Loans, we don’t require valuations or financials, and a bad credit history isn’t an issue. Other private business lenders settle in 7-14 days, our business loans settle in 24 hours.  Plus with HomeSec, you get total flexibility.  This means you can repay your loan early, or extend the loan term if you need to. Not only are you not locked in, there are also no fees or penalties.

See if I qualify

What is Required?

To get a Short Term Business Loan with HomeSec, we require the following:

Complete our 60 second
application form

Short Term Business Loan

A recent mortgage
statement

Short Term Business Loan

A rates notice for the
security property/properties

Short Term Business Loan

Identification for each
borrower

Short Term Business Loan
And that’s it!
See if I qualify

Short Term Business Loans for Faster Business Growth

Short-term loans in Australia are one of the great ways to fund different business requirements. There are various reasons why business owners search for the best short-term business finance. It can be for debt consolidation, refinancing, bridging loans, start-up finance, renovation loans and many more. Regardless of the business purpose for which you want to apply for a business loan, short-term funding can help you.

Short-term business funding is versatile and fast. It lessens the financial bridge and brings opportunities otherwise out of reach for the business owners. From assisting with temporary cash flow difficulty to paying off sudden expenses, short-term business funds are the answer to the temporary financial shortfall in the business.

We have been helping various companies and businesses with efficient and quick business loan solutions for years. Our professional team works relentlessly to ensure all our clients have the best possible deals according to their needs. Most business owners select HomeSec due to minimum documentation requirements and hassle-free application procedures. HomeSec approves and settles short-term loans within one to two business days, depending on the loan complexity.

Why should you apply for short term business funds?

Every business faces financial difficulty at some point or the other. Whether you are a giant enterprise, self-employed or family-owned company, there will come a time when you might require cash. Below are some examples of such situations where you might want to apply for short-term funding.

  • Starting a new business

Business owners of a start-up company can opt for short-term loans to relieve financial stress and obtain the necessary capital necessary for its smooth operation.

  • Solving the cash flow issues of the business

When clients do not pay the outstanding invoices on time, you may need short-term business funding to run your business till the customers pay the invoices.

  • Rapid Business Growth

If your company is growing super fast, you might require additional capital for added equipment, personnel or inventory. The best short-term loans in Australia will cover all this without hassle.

  • Emergency business circumstance

There can be several emergencies to affect a business, within the company or externally. Short-term funding will tackle these scenarios with ease.

  • Debt consolidation

When your company has multiple unmanageable debts, consolidating them can help you. You can consolidate your debts with the help of short-term business funding.

  • Paying salaries for the staff

A temporary cash flow shortfall can leave the business owner short on salaries to pay their employee, particularly during the off-season.

  • Paying for suppliers

If you need to pay a valued supplier for the necessary equipment or inventory, and do not have the required funds, then short-term loans with bad credit are the ideal solution.

How to apply for short term business loans to HomeSec?

At HomeSec, our primary goal is to assist your business in securing fast short-term business finance, allowing the business owner to act rapidly on various market opportunities. You can apply for short-term loans in Australia in the following ways.

  • Enquire Online

The application process is obligation-free, fast, and will not impact your credit score.

  • Rapid decision

We will start assessing your application as soon as we receive it.

  • Review

Once we send you the loan offer, read the document thoroughly and sign it off.

  • Faster fund approval

You will get the necessary funds in your mentioned account within one to 2 working hours.

  • Business growth

Use this short-term business funding to accomplish all your business goals.

Why Pick HomeSec for your short term business loan?

Short-term business funds from HomeSec are one of the best loan solutions we offer to business owners to solve their financial problems. However, we are popular among business owners for our short-term funding due to:

  • One month to 12 months of repayment terms
  • Fully Flexible. Repay early or extend indefinitely
  • Low upfront charges
  • Rapid deposit and processing times
  • Upfront disclosure on fees and rates
  • Fast and responsive staff
  • Minimal documentation
  • Transparent repayment terms and conditions
  • Competitive interest rates

Even after receiving short-term business finance from HomeSec, you will receive continued expertise and support from our staff. Even if your application is rejected by traditional financial institutions and banks, we understand your situation and also offer short-term loans for bad credit. You should provide the following document to get rapid approval for the best short-term loans in Australia.

  • ID
  • Registered ABN or ACN
  • Rates notice
  • Completed application form
  • Current mortgage statements
  • Contract of sale if applicable

We understand every business requirement is different, and thus their loan needs are also different. Get in touch with us through email or phone to discuss your situation and how our short-term funding can assist you.

See if I qualify

Who needs a Short Term Business Loan

HomeSec’s Short term Business Loans have been used by business owners across all industries
Some of the industries we have worked with are:
Short Term Business industries

Aviation

Short Term Business industries

Dental/Medical

Short Term Business industries

Hospitality

Short Term Business industries

Automotive

Short Term Business industries

Property

Short Term Business industries

Building/Trade

Short Term Business industries

Development

Short Term Business industries

Law

Short Term Business industries

Scientific Research

Here are some situations where our Short Term Business Loans have helped

Short Term Business industries
A property developer had his funding withdrawn 2 days. This was before he was due to settle on a piece of land. HomeSec funded his $1.2m purchase
Short Term Business industries
A builder had just secured a massive new contract, but was still owed for past projects and needed $500k to cover wages and get started
Short Term Business industries
A consultancy firm was on the brink of collapse due to a huge unpaid tax debt. No one would help. HomeSec paid out their tax debt in 24 hours and saved them from ruin
Homesec Customers

Our Customers

Homesec came to the rescue when another short term lender would not let me extend my existing loan. Homesec paid them out and then allowed me to extend until I was in a position financially to pay them out. They are fair and flexible which is exactly what I was looking for.

Richard - Business Owner from QLD

The team at HomeSec are genuinely helpful and a pleasure to deal with. The online application app is very easy to use. Initially you only need to enter the minimal amount of information into the app to get a fast response from one of the BDMs. This is good news when I get busy. Highly recommend HomeSec.

John Cooper

Dealt with Vince Bolger for some urgent finance for a customer. His knowledge and his after hours response allowed me to find a quick finance solution for my clients and I was able to provide an awesome outcome/solution. Thanks Vince for your help and guidance.

Matthew Sharlassian

HomeSec where easy to deal with and understood the needs of small business the application process was simple and quick i couldn’t be happier with them

Melanie Davis

Vince from Home Sec was so easy to deal with. This was my first experience with this organisation. Simple process, easy for my clients to navigate their process. Will definitely be using them again if need be.

Brad Frost

Homesec is the go to funder for our clients’ short term funding requirements. Thoroughly professional and they deliver on time every time. Private funding can be a minefield so its god to know there’s one you can trust.

John Brice

Excellent people to deal with. Proactive, Commercial and Understanding. Highly recommend Paul, Jason and the rest of the HomeSec team for your private lending needs

Paul Dubois

I have been dealing with HomeSec for some time and always find them professional, prompt and fantastic to deal with

Peter Cook

Superior effort from the staff at HomeSec. Had my loan approved within a day with no problems. I Highly recommend their services.

Leon Mand

It was a pleasure working with HomeSec right from the beginning. They act with integrity and are very transparent with the service they provide. I would highly recommend using HomeSec Business Finance to anyone.

Courtney Cochrane

Dealing with Vince and the team at Homesec is always a pleasure, experts in their field, quick to answer any questions, clear communicators. If i could give 6 stars i would!

Anthony Bacic

If you have sufficient equity in real estate, you are almost certain to be APPROVED and funded within 24 hours.

Apply Now

Frequently Asked Questions

a

How long is a short term business loan?

Our loan terms range from 1 month to 12 months, however extensions are available.

a

How do you qualify for a short term business loan?

You need to have a registered ABN or ACN and sufficient equity in real estate assets.

a

Do I need to put up collateral for short term business loans?

Yes, We require equity in a real estate asset, this can be a residential property, commercial property or vacant land.

a

Can I increase my business loan halfway through the term?

If there is sufficient equity available an increase of the loan could be considered.

a

How are short term business loans repaid?

Normally short term business loans are repaid from sale of an asset, refinance or business income.

Our Company

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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