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  • Small Business Loans
  • About Us
    • Our Business Loans
    • What Sets Us Apart
    • Important Questions to Ask
    • Getting a Quote
    • Who We Can Help
    • Short Term Business Loans Explained
    • Business Lending Secrets
  • Short Term Business Loans
    • Caveat Loans
    • Finance for Property Purchases
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    • Refinance Delays
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Frequently Asked Questions

a

What is a secured loan?

A secured loan is a loan guaranteed by an asset such as a property.

a

How does a secured loan work?

You must provide security to a lender for a secured loan. This would be using the equity in your property to secure the funding.

a

What is the difference between a secured and unsecured loan?

An unsecured loan does not require security.

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How long does it take to get a secured loan?

Once an application has been submitted funding can occur in as little as 24 hours.

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What is a secured loan used for?

Yes, credit history is not relevant to our funding, however in some cases we may require any court judgments to be repaid from the loan proceeds.

a

What documents do I need for a secured loan?

Along with completing our online application, you will need to provide ID, rates notice and a current mortgage statement.

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Can you get a secured loan if you’re self-employed?

Yes, funding is provided for any business owner who has equity in real estate.

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How long can you get a secured loan for?

Loan terms can range from 1 month to 12 months.

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HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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