Fast Business Loans

Get Fast Business Loans from HomeSec

In fact, we fund Australia’s FASTEST secured business loan.  It is common in the business world for company owners to face funding shortages or need capital for emergency purposes. Fast business loans from HomeSec are useful in these scenarios, offering fast financial relief to business owners across Australia.  Our secured business loans allow the borrowers to repay the loan amount within manageable terms, and we can ever offer No Payments for Up to 6 Months.  With the right loan option from us, you can get a business loan the same day in some circumstances and not pay a cent back for up to 6 months.

We make the loan application and approval process quick and easy.  At HomeSec, we have invested heavily in technology,  which enables us to streamline business loans and fund them the same day or within 1 to 2 days maximum.

Benefits and features of faster loan for business from HomeSec

All the quick business loans from HomeSec offer the following benefits and features to the borrowers.

• Loan funding within 24 hours

We process and approve business loan applications swiftly so we can fund you within 24 hours.

• Loan repayment term

Keeping the borrower’s affordability in mind, we provide diversified loan terms ranging from 1 month to 2 years.   We can also capitalise the interest for up to 6 months, which means no repayments for the first 6 months of your new HomeSec Business Loan.

• Ethical lending

HomeSec has been lending to businesses across Australia since 2004 and is one of the longest-serving private business lenders in Australia. This is all because we are open and transparent and we treat our clients with respect.

• Tax benefits

The interest charges and costs associated with a fast business loan are tax deductible.

• Loan amount

You can borrow as much money as you like, based on your available equity. We fund fast business loans from $20,000 to $2,000,000 to solve any financial needs or problems related to your business.

• Competitive interest rates

HomeSec offers the most competitive interest rates against comparable private business lender, which all helps borrowers to minimize the overall loan cost.

• Online procedure

You do not have to leave the comfort of your home or office while applying for a fast business loan. You can simply apply online and everything can be literally done on your smart phone, up to the point of signing loan contracts.

• No early repayment fees

Sometimes borrowers want to pay off the entire loan amount early. HomeSec does not charge any fees or penalties for repaying early, thus offering enhanced flexibility to the borrower.  In fact, we even rebate the unused months of interest, so you SAVE MONEY.

How to ensure approval for fast business loans?

You can make sure that your loan application gets approved super fast in the following way.

• Credit Scores

High credit scores always catch traditional lenders’ attention and make a good impression on them. HomeSec, however, thinks credit scores are irrelevant and are not part of the processes to assess a loan application.   We will happily fund you even if you have a very low credit score.

• Borrowing capability and affordability

It is always better to be clear about what amount you can afford before applying for it. You can use the HomeSec Loan Calculator to see how much you can borrow.

• No financial records needed

Homesec does not require any financial records to be able to approve and fund your business loan.

• It is critical that you select the correct lender

Comparing lenders?  Remember that they are not all the same, and a cheap interest rate rarely means the cheapest loan.  There is a lot more to a business loan than the interest rate.   Ask yourself these questions:

❓Does the business lender offer complete flexibility and allow me to extend without fees and penalties?

❓Does the business lender ask for massive upfront fees of thousands of dollars?

❓Has the business lender been in business for a while, and do they publish their real office address?

❓Does the business lender show you in writing what the total cost of the loan will be, and are there any hidden fees?

• How Much Money Do You Need

Loan applications will always go smoother and quicker when the borrower knows what they want, and has assessed how much money they will need.  Remember to factor in any additional money you may need to pay other debts that may be coming up.   It’s better to get all of the money now, rather than have to come back later for additional capital.

Different Types of Fast Business Loans from HomeSec

At HomeSec, we understand the altering financial requirements of the businesses and provide an extensive range of rapid business funding options like:

• Secured Business Loans

A secured business loan is when the borrower uses any collateral form to acquire the required finance. Assets like residential property, commercial property or vacant land used as security in secured funding. Secured lending means we don’t have to look at cashflow records and financial statements

• First Mortgage and Second Mortgage Business Loans

In 1st and 2nd mortgages, you can use the equity in your property to fund your business. The primary benefits of these loan types are they are quickly financed with minimal paperwork.

• Bad credit business funding

Whether you are a new or an existing business, HomeSec’s lending criteria look beyond credit scores or previous loan defaults. Our same-day or faster approval loans allow you to start your business with a kick.

• Caveat Loans

It is a loan option for borrowers to obtain finance against a real estate property. A caveat loan will be the best alternative if you need immediate funds and have equity in real estate property in your name or your company name.

• Business property loans

At HomeSec, we provide business property loans up to $2 million on both commercial and residential projects.

Want to know how much you can borrow?  Try our Business Loan Calculator. 

Want to check if you qualify for Australia’s fastest business loan? If yes, fill out the 60 Second online form, and our friendly Lending managers will respond right away!