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Caveat Loans For Business -Funded in 24 Hours

The Simple Secured Funding Solution for businesses needing URGENT funds

 

Australia’s Fastest Caveat Loans For Business

Caveat Loans for business can be funded in 24 hours and are a lifesaver for business owners and property buyers.  This is because caveat loans can be funded so quickly, and without the need for cashflow evidence or other financial records. 

Does your business need URGENT access to funds by tomorrow? It may be to pay an urgent debt in order to stop foreclosure, or it may be to seize the day and take advantage of a major opportunity before someone else does.

HomeSec Short Term Caveat Loans can genuinely settle in 24 HOURS from the time of application, as we do not require sworn valuations.  The other great part is you don’t need stable cashflow in order to get a caveat loan.   In fact, unlike unsecured cashflow lenders, with caveat loans you don’t need to show any cashflow records at all.

This makes our Caveat Loans super popular for…

  • Businesses impacted by unforeseen events

  • New Businesses

  • Property Developers & Builders

  • Any business with seasonal, irregular or lumpy cashflow

Short Term Caveat Loans for business purposes are generally taken out by business owners who have equity in real estate, and who need access to funds very quickly.  These loans are only every for a short term of between 1 month and 6 months.

Our Caveat Loans can be for any worthwhile business or commercial investment purpose. In addition, we are one of the only short term caveat lenders who will lend money on property located anywhere in Australia and New Zealand!

Poor credit scores, mortgage arrears and tax debts are no problem at HomeSec.   As long as you have sufficient equity in real estate, we will fund you by the next business day.   It’s that simple!

The HomeSec Business Finance Solutions

+ INSTANT APPROVAL & and written confirmation in 2 business hours!

+ FUNDING IN 24 HOURS! ($20,000 to $2,000,000)

+ NO HIDDEN COSTS & NO MASSIVE UP-FRONT FEES TO PAY

Best of all, Interest and all costs are all Capitalised into the loan, so you don’t have to pay them up front, and there are NO PAYMENTS during the term of the loan.

What is Required?

  1.  Sufficient equity in real estate security  (we lend up to 75% of the property value)

  2.  A business purpose for the caveat loan

  3.  An Exit Strategy, which is how you plan to repay the caveat loan

What we Provide.

  • Borrow from $20,000 to $2,000,000

  • Funds available in 24 hours

  • You can take the caveat loan for 1 – 6 months

  • You can repay early or extend the loan without penalties

  • The loan is completely Tax deductible

  • No Payments during the loan term

  • No valuations or financial records required

  • Perfect for seasonal or new Businesses

  • A Poor Credit Score or Overdue Tax Debts are Okay

Secure Rapid Finance with Quick Caveat Loans from HomeSec

Caveat funding is a rapid financing option that you can apply to use the available equity in your property. Borrowers can use caveat loans for different business reasons like buying a new asset or property, renovating commercial property, debt consolidation, and many more.

If you want to apply for or get a caveat loan, always select a reliable private lender like HomeSec instead of the traditional bank for a streamlined application procedure. Unlike banks, where you will get stuck with a complicated and lengthy process, HomeSec implements various state-of-the-art technologies to achieve settlements within a few hours. Our fast decision-making combined with innovative technology allows us to provide a smooth lending experience to the borrower from the beginning to the finish.

Thus, when you need caveat loans for business purposes, get simple and fast caveat loans from HomeSec today.

Can the Borrower refinance existing debts with a Caveat loan?

A borrower can refinance existing debts or existing caveat loans provided there is sufficient equity available in the security being offered. This may save you on monthly expenses in your business and free up some much needed cashflow. At HomeSec, we take the necessary time to assess your unique circumstances and offer a reasonable deal. To get caveat loans from us, submit an online enquiry, and one of our friendly staff members will call to discuss your needs.

After verification, you will receive an outline of the application fees and interest rates. Once approved, you will receive the settlement within one or two business days and be able to use the funds for whatever business purpose you have applied for the loan. To start your loan application, you should submit the following data:

  • Basic information like name, phone number and email address
  • Loan details, such as the purpose of the finance
  • Detail and information about the property
  • Relevant documents for the loan approval

When to consider getting short-term caveat loans?

Business owners looking for opportunities to innovate, rebrand or expand their company should apply for caveat funding. If you require access to the capital to start a brand new business or want to buy business equipment, it is one of the best options to get funds through a caveat loan.

On the other hand, caveat loans can be used to purchase commercial property pending the sale of an existing loan, they can work like bridging finance, the loan gets repaid once the existing property sells. Any borrower with sufficient equity in real estate property should go for an urgent caveat loan. HomeSec accepts both commercial and residential properties as collateral for the loan. If you are the equity owner over any one of these types of properties, as a company or an individual, you can apply for caveat funding at our company.

We offer LVR (Loan-to-Value Ratio) of 70 to 75% of the property value. The borrower can apply for a loan amount ranging from $20,000 to $5,000,000 for a loan term ranging from one to 2 years.

Reasons to Select HomeSec for Your Quick Caveat Loans

When the borrower requires funds immediately, there is nothing more frustrating than going through a painful and extended procedure of financial approvals and bank applications. At HomeSec, we always concentrate on different ways of approving a loan rather than rejecting it. We offer a seamless application process with competitive interest rates and approve the funds within 24 hours. Other benefits of applying for fast caveat loans from HomeSec include:

  • Reliability

As one of the most reliable and commercial private lenders, we provide complete flexibility with every facility that major mainstream financial institutions and banks cannot.

  • Complete client satisfaction

Most of our borrowing clients are satisfied with our services and have given a positive review about our company.

  • Approval within a few hours or one day

The best advantage of caveat loans is the speed at which we process the funds. Usually, the funding becomes available within one to two days of applying.

  • Repayment Term

Caveat loans are meant to be short-term finance. Thus the borrower can apply for this loan and repay the entire amount within one to 12 months.

  • Full Online Procedure

You do not have to ever leave your home while completing the application for caveat funding. The process is fully online in the security of our website portal.

  • Years of experience

We have had a reputation as the most trusted private lender in Australia for over a decade. HomeSec has been helping people to get their ideal loan deals for years.

  • Fast and reliable short-term caveat loans
  • Competitive interest rates for the funding
  • Structured solutions for the requirements of the borrower
  • The interest rate is dependent on the security type
  • The borrower can borrow up to $5,000,000
  • No monthly fees or early repayment fees
  • Fixed interest rate
  • The borrower can use the funds for any purpose

So, if you also want to access an urgent caveat loan for your business or personal use, give us a ring on our number or fill out the form.

What is a Short Term Caveat Loan?

A short term Caveat Loan is a ‘fast settling’ business loan that simply sits behind your current 1st Mortgage.

Caveat Loans for business purposes are secured against real estate, and they are called Caveat Loans because we use a caveat to secure the loan on title.   This enables us to fund you in just 24 hours. Caveat Loans are perfect if you need access to extra funds by tomorrow, and you want them for a very short term of 1 – 6 months.The interest and costs are all capitalised into the loan, so you don’t make any payments during the loan term. It’s just all repaid in one hit at the end. (often from a refinance or property sale, etc)

As it is a business loan, all interest and costs are fully tax deductible.

SOME REAL EXAMPLES

A property developer urgently needed $240,000 to use as a deposit on a piece of prime land that came on the market.  This property purchase would make him a fortune, if only he could get the money quickly.  HomeSec funded him in 24 hours by securing the caveat loan against his house.

A dentist had a huge tax debt, and he couldn’t get equipment finance until the tax debt was paid. We paid the tax debt within 24 hours.

A cafe owner heard a competitor was selling his cafe and he needed $400,000 to snap it up. He simply couldn’t wait for the bank as the opportunity of a lifetime would have vanished by the time bank funding was available. So HomeSec made it all happen in 24 hours with a short term caveat loan.

Homesec Customers

Our Customers

Homesec came to the rescue when another short term lender would not let me extend my existing loan. Homesec paid them out and then allowed me to extend until I was in a position financially to pay them out. They are fair and flexible which is exactly what I was looking for.

Richard - Business Owner from QLD

The team at HomeSec are genuinely helpful and a pleasure to deal with. The online application app is very easy to use. Initially you only need to enter the minimal amount of information into the app to get a fast response from one of the BDMs. This is good news when I get busy. Highly recommend HomeSec.

John Cooper

Dealt with Vince Bolger for some urgent finance for a customer. His knowledge and his after hours response allowed me to find a quick finance solution for my clients and I was able to provide an awesome outcome/solution. Thanks Vince for your help and guidance.

Matthew Sharlassian

HomeSec where easy to deal with and understood the needs of small business the application process was simple and quick i couldn’t be happier with them

Melanie Davis

Vince from Home Sec was so easy to deal with. This was my first experience with this organisation. Simple process, easy for my clients to navigate their process. Will definitely be using them again if need be.

Brad Frost

Homesec is the go to funder for our clients’ short term funding requirements. Thoroughly professional and they deliver on time every time. Private funding can be a minefield so its god to know there’s one you can trust.

John Brice

Excellent people to deal with. Proactive, Commercial and Understanding. Highly recommend Paul, Jason and the rest of the HomeSec team for your private lending needs

Paul Dubois

I have been dealing with HomeSec for some time and always find them professional, prompt and fantastic to deal with

Peter Cook

Superior effort from the staff at HomeSec. Had my loan approved within a day with no problems. I Highly recommend their services.

Leon Mand

It was a pleasure working with HomeSec right from the beginning. They act with integrity and are very transparent with the service they provide. I would highly recommend using HomeSec Business Finance to anyone.

Courtney Cochrane

Dealing with Vince and the team at Homesec is always a pleasure, experts in their field, quick to answer any questions, clear communicators. If i could give 6 stars i would!

Anthony Bacic

If you have sufficient equity in real estate, you are almost certain to be APPROVED and funded within 24 hours.

Apply Now

Frequently Asked Questions

a

How Much Can I Borrow With A Caveat Loan?

Loan amounts range from $20,000 to $5M and are determined by the available equity in your real estate asset.

a

How Long Does It Take For A Caveat Loan To Be Processed?

A caveat loan can be funded in as little as 24 hours.

a

Can I get a caveat loan with bad credit?

Yes, credit history is not relevant to our funding, however in some cases we may require any court judgments to be repaid from the loan proceeds.

a

What Documentation Is Required?

Along with completing our online application, you will need to provide ID, rates notice and a current mortgage statement.

a

Who can apply for a caveat loan?

Any business owner with a registered ABN or ACN can apply for a business loan, provided the funds are being used for a business purpose and you have sufficient equity in real estate.

Our Company

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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