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  • Home
  • About Us
    • Our Business Loans
    • What Sets Us Apart
    • Important Questions to Ask
    • Getting a Quote
    • Who We Can Help
    • Short Term Business Loans Explained
    • Business Lending Secrets
  • Short Term Business Loans
    • Caveat Loans
    • Finance for Property Purchases
  • Business Bridging Loans
    • Refinance Delays
    • Property Settlement Delays
  • 2nd Mortgages
    • Secured Business Loans
    • Interest Only Business Loans
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Cashflow Business Loans V Caveat Loans & 2nd Mortgages

Australia’s Fastest Short Term Business Loans and 2nd Mortgages

Funds in your account in 24 hours

  • Borrow from $20,000 to $2M
  • Bad Credit Score & Loan Arrears? OK
  • We don’t do Valuations
  • Loans from 1 - 12 months.
  • New Business Start Up? OK
  • No financials or cashflow records needed.

Lodge a Scenario

Not all business Loans are the same! Lets explore the differences.

Cashflow loans are great for established businesses with consistent cashflow, and for smaller loan amount. But, what happens if…

  • -You don’t have steady cashflow?
  • -Have a poor credit history?
  • -Your business in very new?
  • -You need to borrow over $300,000?
  • -You can pay off the loan in just 1 – 2 years?

This is where HomeSec Short Term Business Caveat Loans come in.

Choose from TWO options

A 1 – 6 month Caveat Loan

  • Borrow from $20,000 to $5,000,000
  • Secured against real estate anywhere in Australia
  • Interest is capitalised for the loan term (so no repayments during the term)
  • Poor credit history and arrears are ok
  • No cashflow records or financials required
Apply Now

A 12 month 1st or 2nd Mortgage

  • Borrow from $50,000 to $1,000,000
  • Secured against real estate anywhere in Australia
  • Interest Only payments each month (not principal and interest)
  • Option to extend loan term if required.
  • Poor credit history and arrears are ok
Apply Now

With 12 month 1st and 2nd Mortgages

— Loans approved in 2 hours and funded in just 24 hours

The loan term gives you time to refinance or sell an asset to pay our loan back. So now you know the clear difference.

For business loans:

-from $20k to $5m
-Loan Terms from 1 – 12 months,
-Settled in 24 hours from time of application

Lodge a Scenario Now

Get Started

Our Company

HomeSec Business Finance is Australia and New Zealand’s largest short term business lender and the trusted funder of choice for fast short term business loans.
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