At the end of the day, these loans are not for consumer use, they are strickly for genuine business or investment purposes. As such, it is a simple case of the borrower doing a cost benefit analysis…. If the benefit of getting the money fast outweighs the cost… GO FOR IT!! If the cost outweighs the benefit, DON’T take out the caveat loan.
Put simply, if the loan is going to get you out of short term financial trouble, or enable you to seize the day and make a lot of money using our money, paying 4% is often small change compared to the benefit gained by accessing the funds you need in just 24 hours.
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