https://www.homesec.com.au/videos/private-second-mortgage-vs-private-first-mortgage/ https://i.ytimg.com/vi/fAXLqDcFm-A/hqdefault.jpg Private Second Mortgage vs Private First Mortgage: Which Is Faster for Business Loans? Paul Stone answers why a broker would use a private second mortgage when a private first mortgage is cheaper: it comes down to how soon the client needs the money, and what the existing first mortgage has to do before a new lender can be paid out. https://www.youtube.com/embed/fAXLqDcFm-A 110 2026-10-05T00:00:00+10:00 yes no no https://www.homesec.com.au/videos/second-mortgage-vs-refinancing/ https://i.ytimg.com/vi/bo0B88KPutg/hqdefault.jpg Second Mortgage vs Refinancing: Keep Your Bank Rate and Access Equity Fast Why a business owner sitting on a good bank rate releases equity behind that loan rather than refinancing it, and the three ways the second mortgage is paid out later: consolidating both loans into one new first mortgage, business cash flow, or the sale of an asset. https://www.youtube.com/embed/bo0B88KPutg 56 2024-08-02T00:00:00+10:00 yes no no https://www.homesec.com.au/videos/loan-to-pay-off-tax-debt/ https://i.ytimg.com/vi/TrBD-uozxeo/hqdefault.jpg Can I Get a Loan to Pay Off Tax Debt? Paul Stone Explains the Exit Strategy Paul Stone explains how a property-secured business loan can pay the ATO quickly, what a lender needs to see, and why a clear exit matters more than the loan itself. https://www.youtube.com/embed/TrBD-uozxeo 158 2018-07-22T03:32:55-07:00 yes no no https://www.homesec.com.au/videos/how-long-does-a-business-loan-take/ https://i.ytimg.com/vi/3sDOOayqk6s/hqdefault.jpg How Long Does a Business Loan Take? The HomeSec 24-Hour Clock Explained Paul Stone walks through each step from application to funds, and why a clean, complete file can settle in as little as 24 hours. https://www.youtube.com/embed/3sDOOayqk6s 109 2016-06-29T20:31:07-07:00 yes no no https://www.homesec.com.au/videos/settlement-in-rescission-bridging-finance/ https://i.ytimg.com/vi/uaQE3uGpTkM/hqdefault.jpg Settlement in Rescission? Bridging Finance to Save Your Deposit and Property Paul Stone explains how bridging finance can stop a property settlement going into rescission and protect the deposit when the buyer's finance falls over. https://www.youtube.com/embed/uaQE3uGpTkM 156 2019-01-20T10:51:04-08:00 yes no no https://www.homesec.com.au/videos/how-a-private-lender-assesses-a-loan-application/ https://i.ytimg.com/vi/z1Tauy23r_Q/hqdefault.jpg Private Lenders Australia: How HomeSec Assesses Business Loan Applications New business loan applications being worked through at the office table: a file geared near the top of the band and carried by its exit, security spread across four regional titles, and a file at the large end going to the other decision-makers rather than to a decline. https://www.youtube.com/embed/z1Tauy23r_Q 65 2016-04-26T00:00:00+10:00 yes no no https://www.homesec.com.au/videos/secured-vs-unsecured-business-loans/ https://i.ytimg.com/vi/w426y_n9s0w/hqdefault.jpg Secured vs Unsecured Business Loans: When a Short-Term Secured Loan Fits Better Paul Stone explains in about a minute when an unsecured business loan fits, when a loan secured against property is the better option, and what to do if unsecured is not available. https://www.youtube.com/embed/w426y_n9s0w 96 2019-02-04T23:52:08-08:00 yes no no https://www.homesec.com.au/videos/business-loan-cost-vs-speed/ https://i.ytimg.com/vi/aRsgebv1_e4/hqdefault.jpg Business Loan Costs vs Speed: Don't Let Profits Slip Through Your Hands Paul Stone on why choosing a business loan on headline rate alone can cost more than it saves when the money arrives too late, using a business flight as the comparison. https://www.youtube.com/embed/aRsgebv1_e4 66 2022-08-31T23:14:21-07:00 yes no no https://www.homesec.com.au/videos/cost-of-a-business-loan-vs-the-profit/ https://i.ytimg.com/vi/uSkpYtL3vfY/hqdefault.jpg You might be letting massive profits slip right into the hands of your competitors. Paul Stone at a whiteboard: why the cost of a fast property-secured business loan matters less than the profit it lets you make, using a clearance-stock deal from his shoe store days. https://www.youtube.com/embed/uSkpYtL3vfY 306 2026-07-13T02:14:22-07:00 yes no no https://www.homesec.com.au/videos/hidden-fees-in-business-loans/ https://i.ytimg.com/vi/glcsxOMMjnM/hqdefault.jpg Hidden Fees in Short-Term Business Loans: Upfront Costs, Valuations and Exit Penalties Paul Stone on the fees that make a cheap-looking business loan expensive, and what to ask any lender about upfront costs, valuations, extensions and early payout before signing. https://www.youtube.com/embed/glcsxOMMjnM 149 2025-05-12T01:30:24-07:00 yes no no