HomeSec Business Finance

Short Term Business Loan Funding

Home Referral Partner Terms and Conditions

Referral Partner Terms and Conditions

HomeSec Referral Partner Terms and Conditions

You (Introducer) agree that you are independent contractors and in no way are you an employee or agent of Homesec Business Finance Pty Ltd (Homesec).

You are unable to bind Homesec in any way, and must not purport to do so.

When you introduce loans to Homesec you agree that you act solely for the borrower you are introducing to us to consider for a loan(Referral)

You must use reasonable endeavours to ensure that information provided to us in relation to a loan introduced to us by you is accurate.

You must not provide any information which you know or ought to have known is or is likely to mislead or is fraudulent.

You authorize HomeSec to pay any Referral Fee or Brokerage Fee (as defined below) on an RCTI, and remit the referral fee directly into your nominated bank account (as supplied when becoming accredited)

You authorize HomeSec Business to send regular advertising material to you via email, fax or post.

HomeSec Business agrees to follow up all referrals (both electronic and verbal) as soon as they are received, and no later than 1 business hour from the time of receipt of the referral. All information including outcomes and updates will be emailed to The Introducer in a timely manner.

HomeSec Business agrees to pay The Introducer EITHER a Referral Fee or a Brokerage Fee within 24 hours of the settlement of each loan.


Referral Fee. The Referral Fee is set at 1% of the gross amount loaned to a borrower (including capitalised fees and interest). EG: If the loan is $200,000 less costs, The Introducer gets paid $2000 inclusive of GST. This Referral Fee is paid out of our Standard Establishment Fee, and is NOT and additional charge to the borrower.


Brokerage Fee. If the Introducer wishes not to receive a Referral Fee and instead would prefer to apply a fixed brokerage fee and/or interest trail on each loan referred to us, you will be required to state this figure below on each loan submitted…..

Additional Brokerage:______ % of the loan amount Additional Trail:_______% per month

*** Please note: Additional Brokerage & Trails are subject to approval by HomeSec Business Finance Pty Ltd. We advise that that these additional brokerage fee’s and trails are added to our standard Establishment Fee & Interest rate. This means the cost is passed onto the borrower. This may affect the competitiveness of the loan offer) ***

The Introducer agrees to always quote their fee on a “GST INCLUSIVE” basis.

I/We understand that any Referral Fee or Brokerage Fee is only payable when the loan you have introduced has settled. Trails are paid when the loan if fully repaid, and provided it does not go into default.

The Introducer agrees to pass on any discoveries which may somehow affect any loan which is submitted to HomeSec Business Finance Pty Ltd.