{"id":2421,"date":"2020-11-29T22:28:42","date_gmt":"2020-11-29T22:28:42","guid":{"rendered":"https:\/\/wordpress-629720-3072715.cloudwaysapps.com\/our-short-term-business-loans-copy\/"},"modified":"2021-02-24T00:04:08","modified_gmt":"2021-02-24T00:04:08","slug":"home-loan-refinance-advance","status":"publish","type":"page","link":"https:\/\/www.homesec.com.au\/broker-support\/home-loan-refinance-advance\/","title":{"rendered":"Home Loan Refinance Advance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2421\" class=\"elementor elementor-2421\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8630a8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8630a8a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8edf302\" data-id=\"8edf302\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8394151 elementor-widget elementor-widget-heading\" data-id=\"8394151\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><br>Home Loan Refinance Advance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d228efe elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d228efe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bacb7b3\" data-id=\"bacb7b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58654e6 elementor-widget elementor-widget-text-editor\" data-id=\"58654e6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3><strong>What is a Home Loan Refinance Advance?<\/strong><\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2eb92f1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2eb92f1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e3197d6\" data-id=\"e3197d6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9b5345 elementor-widget elementor-widget-text-editor\" data-id=\"e9b5345\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Home Loan Refinance Advance is a fast solution for business owners to access the equity in their home while they are waiting for their refinance to come through.\u00a0 \u00a0These loans aren&#8217;t just restricted to home loans either as they also work for refinances on commercial property and most other real estate assets.<\/p><p>As we all know, refinances can take up to 3 months to be completed.\u00a0 If you are wanting to access the equity in your home right now, what good is that??<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e904360 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e904360\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39f3f96\" data-id=\"39f3f96\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1bd466 elementor-widget elementor-widget-text-editor\" data-id=\"e1bd466\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><span style=\"color: #ff0000;\">How to Access Funds for your Business in 24 hours<\/span><\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c086a4 elementor-widget elementor-widget-text-editor\" data-id=\"9c086a4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-size: 17px;\">A Home Loan Refinance Advance from\u00a0<\/span><a style=\"font-size: 17px; background-color: #ffffff;\" href=\"http:\/\/www.homesec.com.au\" target=\"_blank\" rel=\"noopener\">HomeSec Business Finance<\/a><span style=\"font-size: 17px;\">\u00a0is the perfect solution because it enables business and self employed clients to access the equity in their real estate asset within 24 hours. Then when their refinance eventually settles, that pays the HomeSec Refinance Advance out, and the job is done.<\/span><\/p><p>These loans are so simple, and require hardly any paperwork, as you will see below. They MUST be for a business purpose or commercial investment purpose, a Refinance Advance is also fully tax deductible<\/p><p>Speaking of Tax, the short video below shows how to remove a common refinance obstacle&#8230;. TAX DEBTS.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-17833ac elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"17833ac\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-294b55d elementor-invisible\" data-id=\"294b55d\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75c4a69 elementor-widget elementor-widget-video\" data-id=\"75c4a69\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;,&quot;yt_privacy&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/348360769?color&amp;autopause=0&amp;dnt=true&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ea46056 elementor-invisible\" data-id=\"ea46056\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fac222 elementor-widget elementor-widget-heading\" data-id=\"8fac222\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">The 3 Simple Things We Need\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97621f9 simple-toggle hide-first elementor-widget elementor-widget-accordion\" data-id=\"97621f9\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1581\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1581\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">First<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1581\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1581\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1582\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1582\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Security Property Info<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1582\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1582\"><p>As our loans are all secured against real estate, we just need to know\u2026.<\/p><ul><li>What is the property worth?<\/li><li><span style=\"font-size: 17px;\">How much is owing under the 1st mortgage?<\/span><\/li><li><span style=\"font-size: 17px;\">Are there any arrears that we will be bringing up to date?<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1583\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1583\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Loan Amount & Purpose<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1583\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1583\"><p>We just need to know how much the client would like \u201cin the hand\u201d, and for how many months. (ie: Between 1 to 6 months)<\/p>\n<p>All of our loans need to be for some kind of business or commercial purpose, so we need a brief one sentence summary on what that may be.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1584\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1584\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Exit Strategy<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1584\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1584\"><p>This means\u2026 How will the borrower repay the loan within their chosen loan term of between 1 to 6 months.<br>Often the Exit Strategy will be\u2026<\/p>\n<p>Refinance of the security property<br>Sale of an asset<br>From cashflow<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9792f1b elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"9792f1b\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6adc1bc\" data-id=\"6adc1bc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c357407 elementor-widget elementor-widget-heading\" data-id=\"c357407\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Learn More About HomeSec and our Home Loan Refinance Advance<\/b>\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc07889 border-bottom hide-first elementor-widget elementor-widget-accordion\" data-id=\"bc07889\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1971\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1971\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">First<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1971\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1971\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1972\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1972\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">FIRSTLY - HOW CAN WE BENEFIT YOU ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1972\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1972\"><h3>HomeSec Business Finance is all about HONESTY, TRANSPARENCY and SERVICE.<\/h3><p>Many\u00a0<a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">short term business lenders<\/a>,\u00a0<a href=\"https:\/\/www.homesec.com.au\/caveat-loans-for-business\/\" target=\"_blank\" rel=\"noopener\">caveat lenders<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.homesec.com.au\/second-mortgages\/\" target=\"_blank\" rel=\"noopener\">2nd mortgage<\/a>\u00a0lenders believe that they have the money to lend and that is all that matters. Too bad if you call their office during business hours with an urgent deal and it is closed for half the day while they play golf or are out looking at properties, etc.\u00a0\u00a0<\/p><p>We understand that\u00a0<a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">short term business lending<\/a>\u00a0is all about SPEED &amp; SERVICE. If you have a deal to submit, you want an answer in an hour or two of sending it through, and you want the process to be quick and simple at every stage\u2026. including a simple online application.<\/p><h3><u>That is what\u00a0<a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">HomeSec Business Finance<\/a>\u00a0is all about.\u00a0<\/u><\/h3><p>We designed our service for the benefit of clients and brokers\u2026 not for ourselves.\u00a0<span style=\"font-size: 17px;\">We allow you to determine your own brokerage fee (up to a maximum of 4% of the loan amount), and it is paid to you at settlement. You don\u2019t even have to send us a tax invoice, as we will do an RCTI and pay the funds directly into your account.\u00a0 \u00a0Plus with HomeSec, there are NO CLAWBACKS either.<\/span><\/p><p>If you receive a lot of\u00a0<a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">short term business loan applications<\/a>, we can also discuss genuine white labelling, to help you protect your source of funds, and build your own brand.<\/p><p>Whatever the funding need, lets work together to get it done.<\/p><p>Your Clients +\u00a0<a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">HomeSec Business Loans<\/a>\u00a0= Happy Clients &amp; Settled Loans<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1973\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1973\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Myth: \u201cALL SHORT TERM BUSINESS LENDERS ARE THE SAME\u201d.<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1973\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1973\"><h3><strong><span style=\"color: #993300;\">Fact: NOT All Short Term Business Lenders are the same<\/span>.<\/strong>\u00a0<\/h3><p>Some short term business lenders,\u00a0<a href=\"https:\/\/www.homesec.com.au\/caveat-loans-for-business\/\" target=\"_blank\" rel=\"noopener\">caveat<\/a>\u00a0lenders and\u00a0<a href=\"https:\/\/www.homesec.com.au\/second-mortgages\/\" target=\"_blank\" rel=\"noopener\">2nd Mortgage<\/a>\u00a0lenders issue letters of offer within 2 hours, while others can take up to 24 hours just to issue an indicative offer. There are lenders that do valuations and some that don\u2019t. They can take weeks to settle, and some can settle in just 24 hours. They can charge anywhere from 2%pcm, 4%pcm to even 6%pcm. There are short term business lenders and caveat lenders that want thousands of dollars to be paid up front, and some only require a few hundred dollars to cover the cost of searches. You may find some require full financials to be supplied, meanwhile others don\u2019t.<\/p><h3><span style=\"color: #993300;\"><strong>HOMESEC BUSINESS FINANCE FACTS<\/strong>:<\/span><\/h3><p>\u2022 We issue a simple \u201ceasy to understand\u201d Conditional Approval within TWO business hours of receiving the application.<\/p><p>\u2022 We do not do valuations. (we simply do a &#8216;kerbside&#8217; market appraisal)<\/p><p>\u2022 Our System is structured so we CAN physically settle within 24 hours from the time we receive the signed and accepted Conditional Approval.<\/p><p>\u2022 We don\u2019t charge thousands of dollars up front. We capitalize all of our costs, except for a modest Acceptance Fee which covers the cost of our searches.<\/p><p>\u2022 We do NOT require financials, cashflow records, and credit history is irrelevant. All we need to know is what the business or commercial investment purpose is, and what the exit strategy is.<\/p><p>\u2022 All of HomeSec\u2019s Short Term Business Loans are for business and commercial investment purposes, and are structured so all fee\u2019s and interest are TAX DEDUCTABLE.<\/p><h3><span style=\"color: #993300;\"><strong>FACT # 2:<\/strong><\/span><\/h3><p>Beware of the hidden \u201cper month\u201d fee\u2019s as well. With 1%pm interest plus all the per month \u201cadmin fee\u2019s &amp; management fee\u2019s\u201d, you end up paying well over 4% per month.<\/p><p>If your client needs money yesterday, doesn\u2019t have thousands of dollars to pay for valuations and legals up front, and wants a painless experience, only a short term business loan from\u00a0<a href=\"http:\/\/www.homesec.com.au\" target=\"_blank\" rel=\"noopener\">HomeSec Business Finance<\/a>\u00a0can deliver that.<\/p><p>It is the difference between catching a limo to the airport, compared to catching a bus.<\/p><p>If you need to get to the airport fast and with minimal hassle, you\u2019ll choose the limo.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-665269b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"665269b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-51836c2\" data-id=\"51836c2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eaced5 elementor-widget elementor-widget-text-editor\" data-id=\"9eaced5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2><strong><span style=\"color: #ff0000;\">3 Simple Rules when considering a Refinance Advance<\/span><\/strong><\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bb23ebf elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bb23ebf\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e976827\" data-id=\"e976827\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9688012 elementor-widget elementor-widget-text-editor\" data-id=\"9688012\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Like all forms of finance, there is a cost.\u00a0 When considering a <a href=\"https:\/\/www.homesec.com.au\/short-term-business-loans\/\" target=\"_blank\" rel=\"noopener\">short term business loan<\/a>,\u00a0<a href=\"https:\/\/www.homesec.com.au\/caveat-loans-for-business\/\" target=\"_blank\" rel=\"noopener\">caveat loan<\/a>, or\u00a0<a href=\"https:\/\/www.homesec.com.au\/second-mortgages\/\" target=\"_blank\" rel=\"noopener\">2nd mortgage<\/a>, always go to a reputable lender. That\u2019s rule number 1.\u00a0<\/p><p>Rule number 2 is always get the full cost of the loan for the loan amount and the loan term you require.\u00a0 Remember that the interest rate isn&#8217;t always the best indicator of good value either.<\/p><p>Rule number 3&#8230; will the benefit of getting the funds by tomorrow outweigh the costs?\u00a0\u00a0 If the answer is YES, don&#8217;t procrastinate or over think it&#8230; GO FOR IT!.<\/p><p>For more information, or to apply today, visit\u00a0<a style=\"font-size: 17px; background-color: #ffffff;\" href=\"http:\/\/www.homesec.com.au\" target=\"_blank\" rel=\"noopener\">www.HomeSec.com.au<\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c4b9377 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c4b9377\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-04e7748\" data-id=\"04e7748\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-247909c elementor-widget elementor-widget-text-editor\" data-id=\"247909c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h2 style=\"text-align: center;\">\u00a0<\/h2><h2 style=\"text-align: center;\">How to Explain a Refinance Advance to a Client<\/h2>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a79ef7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a79ef7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-dc9e4ac\" data-id=\"dc9e4ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e14bb96 elementor-widget elementor-widget-video\" data-id=\"e14bb96\" data-element_type=\"widget\" data-settings=\"{&quot;video_type&quot;:&quot;vimeo&quot;,&quot;show_image_overlay&quot;:&quot;yes&quot;,&quot;image_overlay&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/www.homesec.com.au\\\/broker-support\\\/wp-content\\\/plugins\\\/elementor\\\/assets\\\/images\\\/placeholder.png&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;}}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<iframe class=\"elementor-video-iframe\" allowfullscreen allow=\"clipboard-write\" title=\"vimeo Video Player\" src=\"https:\/\/player.vimeo.com\/video\/342687407?color&amp;autopause=0&amp;loop=0&amp;muted=0&amp;title=0&amp;portrait=0&amp;byline=0#t=\"><\/iframe>\t\t\t\t<div class=\"elementor-custom-embed-image-overlay\" style=\"background-image: url(https:\/\/www.homesec.com.au\/broker-support\/wp-content\/plugins\/elementor\/assets\/images\/placeholder.png);\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-custom-embed-play\" role=\"button\" aria-label=\"Play Video\" tabindex=\"0\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"eicon-play\"><\/i>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Play Video<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-58170c3d elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"58170c3d\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-753f84db\" data-id=\"753f84db\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-974f88b cta-sec elementor-widget elementor-widget-heading\" data-id=\"974f88b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Want To Get More Information ?\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2db9c722 elementor-widget elementor-widget-text-editor\" data-id=\"2db9c722\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our friendly team of Homesec Business Finance experts are waiting to speak with you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-76fbb060 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76fbb060\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2e76d96e\" data-id=\"2e76d96e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-2930e4eb\" data-id=\"2930e4eb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75ce57d4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"75ce57d4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/partner-with-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">PARTNER WITH US<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-6cee09f3\" data-id=\"6cee09f3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b382ab4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7b382ab4\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">CONTACT US NOW<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4d6c3df5\" data-id=\"4d6c3df5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Loan Refinance Advance What is a Home Loan Refinance Advance? Home Loan Refinance Advance is a fast solution for business owners to access the equity in their home while they are waiting for their refinance to come through.\u00a0 \u00a0These loans aren&#8217;t just restricted to home loans either as they also work for refinances on [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":2670,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"ocean_post_layout":"full-screen","ocean_both_sidebars_style":"","ocean_both_sidebars_content_width":0,"ocean_both_sidebars_sidebars_width":0,"ocean_sidebar":"0","ocean_second_sidebar":"0","ocean_disable_margins":"enable","ocean_add_body_class":"","ocean_shortcode_before_top_bar":"","ocean_shortcode_after_top_bar":"","ocean_shortcode_before_header":"","ocean_shortcode_after_header":"","ocean_has_shortcode":"","ocean_shortcode_after_title":"","ocean_shortcode_before_footer_widgets":"","ocean_shortcode_after_footer_widgets":"","ocean_shortcode_before_footer_bottom":"","ocean_shortcode_after_footer_bottom":"","ocean_display_top_bar":"default","ocean_display_header":"default","ocean_header_style":"","ocean_center_header_left_menu":"0","ocean_custom_header_template":"0","ocean_custom_logo":0,"ocean_custom_retina_logo":0,"ocean_custom_logo_max_width":0,"ocean_custom_logo_tablet_max_width":0,"ocean_custom_logo_mobile_max_width":0,"ocean_custom_logo_max_height":0,"ocean_custom_logo_tablet_max_height":0,"ocean_custom_logo_mobile_max_height":0,"ocean_header_custom_menu":"0","ocean_menu_typo_font_family":"0","ocean_menu_typo_font_subset":"","ocean_menu_typo_font_size":0,"ocean_menu_typo_font_size_tablet":0,"ocean_menu_typo_font_size_mobile":0,"ocean_menu_typo_font_size_unit":"px","ocean_menu_typo_font_weight":"","ocean_menu_typo_font_weight_tablet":"","ocean_menu_typo_font_weight_mobile":"","ocean_menu_typo_transform":"","ocean_menu_typo_transform_tablet":"","ocean_menu_typo_transform_mobile":"","ocean_menu_typo_line_height":0,"ocean_menu_typo_line_height_tablet":0,"ocean_menu_typo_line_height_mobile":0,"ocean_menu_typo_line_height_unit":"","ocean_menu_typo_spacing":0,"ocean_menu_typo_spacing_tablet":0,"ocean_menu_typo_spacing_mobile":0,"ocean_menu_typo_spacing_unit":"","ocean_menu_link_color":"","ocean_menu_link_color_hover":"","ocean_menu_link_color_active":"","ocean_menu_link_background":"","ocean_menu_link_hover_background":"","ocean_menu_link_active_background":"","ocean_menu_social_links_bg":"","ocean_menu_social_hover_links_bg":"","ocean_menu_social_links_color":"","ocean_menu_social_hover_links_color":"","ocean_disable_title":"default","ocean_disable_heading":"default","ocean_post_title":"","ocean_post_subheading":"","ocean_post_title_style":"background-image","ocean_post_title_background_color":"","ocean_post_title_background":1447,"ocean_post_title_bg_image_position":"center 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