When borrowers are selecting a short-term lender, invariably it is going to come down to two things. That is, price and performance.
At HomeSec, we want you to understand that it does not need to be one or the other. In fact, the two should go together. This is what it means to be a reputable, experienced lender, one who can deliver on time without compromising service, or needing to charge an arm and a leg for it. At the end of the day, it is no good having a cheaper product, if the quality is awful. After all, wouldn’t you pay an extra 50 cents for a coffee without burnt milk. Or a barista who knows how to take your coffee each day?
We think it is fair to say, you all do this in so many different ways throughout your day to day lives, and short-term lending is no different. This is because we implicitly understand that in the long-run; We will lose, if we sacrifice quality for the sake of price. Whether it is in your business, or simply your morning coffee, it all matters. So, when it comes to private lending, the same rules still apply. You need a competent and capable lender, who won’t make your life more stressful than it needs to be.
The last thing you need, is a lender who wastes days, weeks and even months of your time with paperwork and endless requests to supply more information, which you simply do not have.
Our job is to make the process as easy and as smooth as possible for you and your client.
At HomeSec, we do not require financials, valuations or projections and our application form takes just moments to complete. We have been in the business for over 16 years, and there is not a lot, we have not yet seen, and so you are in good hands with us. One of our core values at HomeSec is service.
When we ask our brokers and clients, why they come back to us, without fail they say it is our service and our speed. When it comes to choosing a lender are you going select the one, who you can count on to settle that day? Or, are you going to choose the one that takes a month and a half to settle a loan, who claims to be cheaper? It is no good paying less for a product. When it cannot deliver on time, when you need the money now, but here’s the catch… is it really cheaper?
The reality is that most lenders hide their rates in their fees, especially their upfront fees.
What’s the use going to a lender that appears to be cheaper, only to find they charge $5000 upfront? It just doesn’t make good business sense does it? The whole point of short-term business finance is that you have a cash flow issue in the first place. Most businesses simply do not have this sort of money lying around, when they are usually in a pickle to begin with. At HomeSec, we only charge $495 to cover our searches, and that is it. No hidden costs, no excessive upfront fees, and no nasty surprises, just quality service.
The way we see it is, if you are presented with an opportunity to make money, can you really afford not to use us? It is a fact that time is money, and opportunities do not wait. So, if you require short-term business finance, do not settle for second best! Choose the lender that delivers on time with exceptional standards; and will not make you pay through the roof for it.