Short Term Loans

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SHORT TERM CAVEAT LOANS  &  2nd MORTGAGES

The HomeSec difference is.... As Australia's largest national caveat lender, we can fund short term business loans (caveat loans) that can settle the same day!

EXPRESS CAVEAT LOANS --- for loan amounts under  $250,000  (Australia Wide)

Same Day to  24 Hour Settlement.............. No Valuations Required!!

RATE:  From 4%pcm.   Our short term caveat loans settle in 12 - 24 HOURS!  Many other caveat lenders can take 2 – 5 days to settle.  You know how it goes… the lender takes a day to come back to you, then wants a valuation done, then takes another 2 days to produce loan contracts, & then finds a problem at the 11th hour.  (sound familiar??)   Well we have structured our funding so this does not happen.   

What’s the difference?   HomeSec EXPRESS Caveat Loans do not require valuations, and can settle the same day... or at the latest within 24 hours.  Bad credit history is generally no problem either.  It just settles fast with minimal hassle…. The way it is meant to be!

EXPRESS CAVEAT LOANS --- for loan amounts over $250,000 (Australia Wide)

Loans over $250,000 will be assessed on a case by case basis.   Feel free to complete an application and fax or email it through for a fast response on whether we can fund it.

What makes us so easy to deal with?    

HomeSec Caveat Loans can genuinely settle the SAME DAY or within 24 hours, as we do not require sworn valuations (for loans under $250,000).    They are generally taken out by people who need access to funds very quickly (over a short term of generally no longer than 3 to 4 months). Money is lent for any worthwhile business or commercial investment purpose.  In addition, we are one of the only short term lenders who will lend money on property located anywhere in Australia!

With us, you get...                                     Click Here for Product Specifications

  • INSTANT APPROVAL  & FORMAL LETTER OF OFFER WITHIN 2 HOURS !
  • SETTLEMENT SAME DAY - 24 hours! 
  • BROKER FEE'S (if applicable) are paid at settlement!
  • (for brokers) Your client remains YOUR CLIENT.... and we keep you updated at every stage.
  • No Hidden Costs!

Borrow between $10,000 and $500,000.....  Interest Rate:  from 4% per month

Borrow over $500,000.... POA

Interest, Establishment Fee & legal costs are all Capitalised into the loan, so you don't have to pay them up front!. 

 Other Bits & Pieces.... 

Common scenarios are…

  • The borrower has sold a commercial property, but it does not settle for another two months.  However the borrower needs access to part of the money now.
  • The borrower has a business, and urgently needs some money right now for cash flow, asset purchases, or any worthwhile business purpose.

What is required from you…

  • You must have equity in a piece of real estate.   With our caveat loan added to other mortgages that may be on the title, the LVR (Loan to Valuation Ratio) needs to be 75% or less.
  • You need to have an EXIT STRATEGY.  This means, you need to be able to show how you plan to pay the loan back within a period of no more than 4 months.   (Eg: through the sale of a property or refinancing, etc)
  • Caveat Loans must be for genuine Business or Commercial Investment Purposes.

Best of all, with short term Bridging or Caveat loans, you don't have to make monthly interest payments.  The interest is paid back in one go at the end of the loan term, along with the principal.

As we ARE the lender, so you get INSTANT ANSWERS, super fast service, and save money!

 

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Short Term Bridging or Caveat Loans which can settle TODAY.

Plus Longer term privately funded loans of up to 12 - 24 months also available.

Ideal for people seeking private funds for almost any worthwhile business purpose.

 

 

 For SHORT TERM (1 - 4 Mths) CAVEAT LOANS

and

12 MONTH "INTEREST ONLY" LOANS

To apply, simply click on Application Form and print out.  Once completed.....

FAX it back to us on   03 8648 6328    

One of our friendly staff will be in touch with you immediately once your application is underway.

Call us now on.. (03) 9017 6611

or email us at apply@homesec.com.au

 

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